Tag: buying a house
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Will home prices ever drop?
OK, homes are really, really expensive right now. Affordability is rough in cities like Denver or Washington DC but… Read more
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Better to buy now or wait for rates to drop? We’ve got the answers.
Let’s be real—interest rates matter. Even a small percentage change can make a huge difference over time. For instance,… Read more
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Jumbo loans unpacked: The need to know before borrowing big
A jumbo loan is your go-to mortgage if you’re aiming for a property that goes beyond the standard limits.… Read more
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Closing disclosure? What’s that?
The Closing Disclosure is a document that spells out every last cent and every commitment you’re about to make… Read more
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Want a lower rate? Here’s when you can refinance your home
The best time to refinance your home depends on a combination of personal factors and market conditions. Here are… Read more
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Wait… I can use my 401(k) to buy a house?
Yes, you can tap into your 401(k) to buy a house, but it’s not something to jump into lightly.… Read more
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Why the Fed Doesn’t actually change your mortgage rates
Reading this title, you might be thinking, “What? The Fed doesn’t change my rates? Yeah, right!” And that’s totally… Read more
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Will mortgage interest rates go down?
Here’s the scoop: Interest rates are always on the move, which can make it tricky to figure out the… Read more
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What is a physician mortgage loan?
A physician mortgage loan is a type of mortgage intended for doctors and similar high-income medical professionals. It is… Read more
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HOAs: the good the bad the ugly
If you’re eyeing a neighborhood with well-manicured lawns and pristine amenities, chances are it’s run by an HOA —… Read more
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What exactly is a remote closer in mortgage?
A remote closer (sometimes known as a mobile notary) handles the final steps of closing a mortgage deal, but… Read more
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Will the housing market crash? Here’s what you need to know
Let’s be real—there’s a lot of fear-mongering in the media about a housing crash. You’ve probably seen headlines like… Read more
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The savings guide: how much to save for your first home
Saving for your first home can feel like a daunting task. With rising prices and the many costs associated… Read more
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What is a second mortgage?
A second mortgage is basically another loan against your home after you’ve already taken out your first mortgage. It… Read more
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Moving day: mastering the chaos
How do I handle the actual move like a pro? Confirm your movers’ ETA, and make sure everything’s boxed… Read more
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What should I tackle before moving into my new home?
Here’s your pre-move game plan Pre-move Pre-closing Post-move If you’re ready to start your journey to homeownership, get pre… Read more
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What does a “primary residence” mean when getting a mortgage?
A primary residential mortgage is the loan you get for the place you actually call home—your main residence. It’s… Read more
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What is a home appraisal and how much does it really cost?
So you’re about to buy a house and you’ve heard about this thing called an appraisal. What’s it all… Read more
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Do I need to worry about a home inspection?
A home inspection is like getting a checkup for the house you’re about to buy. A licensed inspector goes… Read more
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Who can get in on a VA loan?
A VA loan is a mortgage loan backed by the U.S. Department of Veterans Affairs (VA). Its primary purpose… Read more