Tag: lenders
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![Veterans United vs. Rocket Mortgage]()
Veterans United vs. Rocket Mortgage
Looking for a home loan? You’ve probably come across Veterans United and Rocket Mortgage. Veterans United is all about… Read more
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![Navy Federal vs. Rocket Mortgage]()
Navy Federal vs. Rocket Mortgage
Shopping for a home loan? Navy Federal and Rocket Mortgage are likely names you’ve heard. One’s a hub for… Read more
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![What is hazard insurance?]()
What is hazard insurance?
Wondering what hazard insurance is? It’s the part of your homeowners insurance that protects your home from disasters like… Read more
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![Are property taxes included in a mortgage payment? (short answer: yes)]()
Are property taxes included in a mortgage payment? (short answer: yes)
When you get a mortgage, there’s more to your monthly payment than just the loan itself. A chunk of… Read more
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![What’s a purchase agreement when it comes to buying a home?]()
What’s a purchase agreement when it comes to buying a home?
A purchase agreement (also called a sales contract) is the legal document that outlines the terms and conditions of… Read more
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![Why do you have to pay for a home appraisal upfront?]()
Why do you have to pay for a home appraisal upfront?
Here’s the deal: when you’re buying a home, your lender isn’t just handing you a loan without making sure… Read more
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![Prepayment penalties: the mortgage “gotcha” you can avoid]()
Prepayment penalties: the mortgage “gotcha” you can avoid
Imagine this: you’re cruising towards financial freedom, paying off your mortgage early. But suddenly, a “prepayment penalty” pops up,… Read more
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![The FHA flip rule: what you should know]()
The FHA flip rule: what you should know
So, you’re jumping into the world of FHA loans or thinking about flipping houses? One thing you need to… Read more
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![What’s a mortgage title, and what’s it to you?]()
What’s a mortgage title, and what’s it to you?
The mortgage title is basically your proof that you own your house. It’s the legal document that says, “This… Read more
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![What’s the typical down payment on a house?]()
What’s the typical down payment on a house?
So, you’re ready to take the leap into homeownership, and onto the wealth building ladder of real estate… but… Read more
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![What is a pre approval letter? Your must-have for home buying success]()
What is a pre approval letter? Your must-have for home buying success
Strap in! Before you kick off your house hunt, there’s one essential document you absolutely need: the pre approval… Read more
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![Why do mortgage lenders track all deposits?]()
Why do mortgage lenders track all deposits?
Good question! Lenders are all about making sure you’re financially solid and that your money is legit. They want… Read more
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![VA vs. conventional loans: which is better?]()
VA vs. conventional loans: which is better?
Choosing the type of loan that makes the most financial sense for you can be daunting for first time… Read more
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![Why do you need a license to talk about interest rates?]()
Why do you need a license to talk about interest rates?
Ever wonder why someone needs a license to talk about interest rates? Yeah, it sounds like just another layer… Read more
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![Is there a first-time homebuyer loan?]()
Is there a first-time homebuyer loan?
In short, no. There is not one uniform first-time homebuyer loan. But there are several options designed to benefit… Read more
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![Conventional loans 101: an insider’s guide to standard home financing]()
Conventional loans 101: an insider’s guide to standard home financing
A conventional loan is like the old reliable of mortgages—provided by private lenders (not the government), it’s straightforward, flexible,… Read more
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![Will home prices ever drop?]()
Will home prices ever drop?
OK, homes are really, really expensive right now. Affordability is rough in cities like Denver or Washington DC but… Read more
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![Better to buy now or wait for rates to drop? We’ve got the answers.]()
Better to buy now or wait for rates to drop? We’ve got the answers.
Let’s be real—interest rates matter. Even a small percentage change can make a huge difference over time. For instance,… Read more
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![Jumbo loans unpacked: the need to know before borrowing big]()
Jumbo loans unpacked: the need to know before borrowing big
A jumbo loan is your go-to mortgage if you’re aiming for a property that goes beyond the standard limits.… Read more
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![Closing disclosure? What’s that?]()
Closing disclosure? What’s that?
The Closing Disclosure is a document that spells out every last cent and every commitment you’re about to make… Read more
