Tag: mortgage
-
![Co-borrowing 101: when sharing a loan makes sense (and when it doesn’t)]()
Co-borrowing 101: when sharing a loan makes sense (and when it doesn’t)
A co-borrower is basically your mortgage sidekick—someone who applies for a loan with you and shares the responsibility of… Read more
-
![What does rent-to-own mean? A blueprint of key things to know]()
What does rent-to-own mean? A blueprint of key things to know
Let’s be real, rent-to-own is kind of a unicorn in the U.S. housing market. Roughly around 5% of home… Read more
-
![Real estate liens explained: what they are and how they affect you]()
Real estate liens explained: what they are and how they affect you
If you’re buying a home, you might be wondering if there will always be a lien on your property.… Read more
-
![How debt consolidation impacts your homebuying power]()
How debt consolidation impacts your homebuying power
Got a pile of debt that feels like it’s getting out of hand? Whether it’s maxed-out credit cards, auto… Read more
-
![Ally vs. U.S. Bank]()
Ally vs. U.S. Bank
On the hunt for a home loan? Ally and US Bank are probably on your radar. But who’s really… Read more
-
![What’s a townhouse, anyway?]()
What’s a townhouse, anyway?
First off, let’s get one thing straight: a townhouse is not just some glorified apartment. It’s a multi-story home… Read more
-
![How to buy an investment property: your roadmap for growing your money]()
How to buy an investment property: your roadmap for growing your money
If you’re thinking about buying an investment property, you’re aiming for long-term wealth and a steady income stream. But… Read more
-
![How do you know if you’re ready to buy a second home?]()
How do you know if you’re ready to buy a second home?
Buying a second home sounds great—more vacations, extra rental income, and potentially growing your wealth. But how do you… Read more
-
![What is a foreclosure? A first-time homebuyer’s handbook]()
What is a foreclosure? A first-time homebuyer’s handbook
So, you’re stepping into the homebuying arena for the first time. Exciting, right? But there’s a term lurking in… Read more
-
![0% down mortgages: do they exist, or are they just a dream?]()
0% down mortgages: do they exist, or are they just a dream?
Hey there, future homeowners! So, you’ve probably heard whispers about the elusive 0% down mortgage—the magical unicorn of home… Read more
-
![Navy Federal vs. Bank of America]()
Navy Federal vs. Bank of America
Shopping for a home loan? Navy Federal and Bank of America are likely names you’ve heard. One’s a hub… Read more
-
![Navy Federal vs. Wells Fargo]()
Navy Federal vs. Wells Fargo
Shopping for a home loan? Navy Federal and Wells Fargo are likely names you’ve heard. One’s a hub for… Read more
-
![Navy Federal vs. Chase]()
Navy Federal vs. Chase
On the hunt for a home loan? Chase and Navy Federal are probably on your radar. But who’s really… Read more
-
![Veterans United vs. Rocket Mortgage]()
Veterans United vs. Rocket Mortgage
Looking for a home loan? You’ve probably come across Veterans United and Rocket Mortgage. Veterans United is all about… Read more
-
![Navy Federal vs. Rocket Mortgage]()
Navy Federal vs. Rocket Mortgage
Shopping for a home loan? Navy Federal and Rocket Mortgage are likely names you’ve heard. One’s a hub for… Read more
-
![What is hazard insurance?]()
What is hazard insurance?
Wondering what hazard insurance is? It’s the part of your homeowners insurance that protects your home from disasters like… Read more
-
![Are property taxes included in a mortgage payment? (short answer: yes)]()
Are property taxes included in a mortgage payment? (short answer: yes)
When you get a mortgage, there’s more to your monthly payment than just the loan itself. A chunk of… Read more
-
![What’s a purchase agreement when it comes to buying a home?]()
What’s a purchase agreement when it comes to buying a home?
A purchase agreement (also called a sales contract) is the legal document that outlines the terms and conditions of… Read more
-
![Why do you have to pay for a home appraisal upfront?]()
Why do you have to pay for a home appraisal upfront?
Here’s the deal: when you’re buying a home, your lender isn’t just handing you a loan without making sure… Read more
-
![Prepayment penalties: the mortgage “gotcha” you can avoid]()
Prepayment penalties: the mortgage “gotcha” you can avoid
Imagine this: you’re cruising towards financial freedom, paying off your mortgage early. But suddenly, a “prepayment penalty” pops up,… Read more
