Tag: points
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![How much are closing costs?]()
How much are closing costs?
Closing costs are all the expenses needed to seal the deal on your home purchase, beyond the negotiated purchase… Read more
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![What is a origination fee?]()
What is a origination fee?
If you are in the process of shopping around for a lender, or just curious about the home buying… Read more
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![What is a mortgage escrow account?]()
What is a mortgage escrow account?
When financing a new home, you’ll likely hear the term “escrow.” When purchasing a new home, the escrow is… Read more
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![What is the difference between earnest money and my down payment?]()
What is the difference between earnest money and my down payment?
Earnest money is just an initial deposit to secure your offer, while the down payment is a larger sum… Read more
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![What is mortgage underwriting?]()
What is mortgage underwriting?
The mortgage business ultimately comes down to underwriting, which is the process of assessing risks around the mortgage and… Read more
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![What are the steps to buying a house?]()
What are the steps to buying a house?
Buying a new home can be complex! For most lenders, from the time you find a new home to… Read more
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![What % should I put down for my down payment?]()
What % should I put down for my down payment?
What is a down payment? A down payment on a house is the upfront cash you put down when… Read more
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![What are the steps to getting a mortgage?]( "What are the steps to getting a mortgage?")
What are the steps to getting a mortgage?
Whether you’re looking at different types of properties or just trying to figure out where to start, here’s the… Read more
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![What are mortgage interest rate points?]( "What are mortgage interest rate points?")
What are mortgage interest rate points?
The term points gets frequently thrown around, but what do points actually mean and should you get them? So what… Read more
