{"id":38,"count":66,"description":"Welcome to \"Mortgage Lingo 101: Decoding the Madness.\" Buying your first home already feels like an Olympic event\u2014endless paperwork, bidding wars, and the mystery of \"Is this house haunted or just old pipes?\" But then comes the real kicker: mortgage terms. Suddenly, you're drowning in words like escrow, points, and amortization (sounds like a medieval curse, right?).\r\n\r\nDon\u2019t worry\u2014we\u2019ve got you. This section is your no-nonsense guide to breaking down the jargon that lenders love to toss around like it\u2019s common knowledge. We\u2019ll make sure you know your APR from your ARM, so you don\u2019t nod along in a meeting pretending to understand (we see you).\r\n\r\nHere\u2019s the deal: The more you understand these terms, the less likely you\u2019ll get hit with surprise fees or locked into a deal that makes your future self cry. ","link":"https:\/\/tomo.com\/blog\/category\/home-buying-guide\/mortgage-dictionary\/","name":"Mortgage Dictionary","slug":"mortgage-dictionary","taxonomy":"category","parent":13,"meta":[],"_links":{"self":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/categories\/38","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/categories"}],"about":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/taxonomies\/category"}],"up":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/categories\/13"}],"wp:post_type":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts?categories=38"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}