{"id":7565,"date":"2025-06-02T19:52:18","date_gmt":"2025-06-03T00:52:18","guid":{"rendered":"https:\/\/tomo.com\/blog\/?p=7565"},"modified":"2025-09-01T19:53:00","modified_gmt":"2025-09-02T00:53:00","slug":"best-mortgage-lenders-in-illinois-backed-by-data","status":"publish","type":"post","link":"https:\/\/tomo.com\/blog\/best-mortgage-lenders-in-illinois-backed-by-data\/","title":{"rendered":"Best Mortgage Lenders in Illinois\u2014Backed by Data"},"content":{"rendered":"\n<!-- TITLE TAG: Best Mortgage Lenders in Illinois: 2025 TrueRate Reviews -->\n<!-- Illinois Mortgage Lenders - Embeddable Showcase (TrueRate-green styling) -->\n<section id=\"il-mortgage-showcase\" class=\"tomo-embed\" lang=\"en\" role=\"region\" aria-labelledby=\"il-lenders-heading\">\n  <style>\n    \/* ----- TrueRate-like design tokens (dark green + mint) ----- *\/\n    #il-mortgage-showcase {\n      --primary: #0a6c5b;          \/* dark green (buttons + headers) *\/\n      --primary-700: #084e42;      \/* darker hover *\/\n      --accent: #1aa59a; 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} }\n    #il-mortgage-showcase h3 { margin: 0 0 6px; color: var(--ink); font-size: 18px; font-weight: 800; letter-spacing: -.01em; }\n\n    \/* Fact chips *\/\n    #il-mortgage-showcase .factgrid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px; }\n    @media (max-width: 480px) { #il-mortgage-showcase .factgrid { grid-template-columns: 1fr; } }\n    #il-mortgage-showcase .chip { background: var(--surface); border: 1px solid var(--border); border-radius: 12px; padding: 10px 12px; }\n    #il-mortgage-showcase .chip dt { font-size: 12px; color: var(--muted); text-transform: uppercase; letter-spacing: .04em; margin-bottom: 2px; }\n    #il-mortgage-showcase .chip dd { margin: 0; color: var(--ink); font-weight: 700; }\n\n    \/* Buttons *\/\n    #il-mortgage-showcase .actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 10px; }\n    #il-mortgage-showcase .btn {\n      appearance: none; border: 1px solid transparent; background: var(--primary); color: #fff;\n      font-weight: 700; padding: 10px 14px; border-radius: 10px; text-decoration: none; display: inline-flex; align-items: center; justify-content: center;\n      transition: transform .02s ease, box-shadow .2s ease, background .2s ease; box-shadow: 0 6px 16px rgba(10,108,91,.25);\n    }\n    #il-mortgage-showcase .btn:hover { background: var(--primary-700); transform: translateY(-1px); }\n\n    \/* Sections *\/\n    #il-mortgage-showcase .section { padding: 0 22px 20px; border-top: 1px solid var(--border); }\n    #il-mortgage-showcase .section h4 { margin: 16px 0 6px; font-size: 16px; color: var(--ink); }\n    #il-mortgage-showcase .callout { background: #eef8f4; border: 1px solid #cfe7df; border-radius: 12px; padding: 12px 14px; margin-top: 10px; }\n\n    \/* Quotes *\/\n    #il-mortgage-showcase .quotes { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }\n    @media (max-width: 780px) { #il-mortgage-showcase .quotes { grid-template-columns: 1fr; } }\n    #il-mortgage-showcase blockquote { margin: 0; background: var(--surface); border: 1px solid var(--border); border-radius: 12px; padding: 14px; font-size: 15px; }\n    #il-mortgage-showcase blockquote footer { margin-top: 8px; font-size: 13px; color: var(--muted); font-style: normal; }\n\n    \/* At-a-Glance table *\/\n    #il-mortgage-showcase .glance-card table { width: 100%; border-collapse: collapse; font-size: 14px; background: var(--bg); }\n    #il-mortgage-showcase .glance-card th, #il-mortgage-showcase .glance-card td { border: 1px solid var(--border); padding: 10px; text-align: left; vertical-align: top; }\n    #il-mortgage-showcase .glance-card th { background: var(--surface); color: var(--ink); font-weight: 800; }\n\n    \/* Extra spacing before Market Context *\/\n    #il-mortgage-showcase #other-big-lenders { margin-top: 42px; }\n\n    \/* \u2705 Per your note: stack the featured Tomo card to 1 column to avoid empty space *\/\n    #il-mortgage-showcase #tomo-mortgage .body { grid-template-columns: 1fr; }\n    @media (min-width: 1200px) {\n      #il-mortgage-showcase #tomo-mortgage .body { grid-template-columns: 1.15fr .85fr; }\n    }\n  <\/style>\n\n  <!-- Page head (hide H1 to avoid duplicate page title) -->\n  <div class=\"page-head\">\n    <h1 id=\"il-lenders-heading\" style=\"display:none;\" aria-hidden=\"true\">Best Mortgage Lenders in Illinois<\/h1>\n    <p class=\"lead\">Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence).<\/p>\n  <\/div>\n\n  <!-- Intro -->\n  <section class=\"card\" id=\"intro-card\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">How we picked<\/span>\n      <h2 class=\"title\">Data-driven picks for Illinois buyers<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <p>Buying a home in Illinois comes with its own set of challenges\u2014rising property taxes, tight suburban inventory, and varying market conditions from Chicago to downstate. Whether you&#8217;re buying a condo in the city or a starter home in the suburbs, choosing the right mortgage lender can save you thousands. From competitive rates to fast closings, these are the top lenders helping Illinois homebuyers navigate a tough market.<\/p>\n      <p>To help buyers make smarter choices, we analyzed closed-loan data from hundreds of thousands of loans across <strong>119<\/strong> different lenders operating in Illinois. Our sample included 30-year fixed, conventional primary home purchase loans. You can see the full <a href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/il?utm_source=tomo_blog&#038;utm_campaign=state-reviews\" target=\"_blank\">TrueRate analysis<\/a>. These aren\u2019t teaser quotes or advertised rates\u2014this data reflects the real rates and fees buyers locked in.<\/p>\n      <p>Each lender listed below consistently outperformed the state median on pricing, while also offering competitive products and solid borrower support. We also categorized lenders to help you find the right fit\u2014whether you&#8217;re a first-time buyer, looking for a digital-first experience, or need something more specialized.<\/p>\n    <\/div>\n  <\/section>\n\n  <!-- ======= FEATURE: Tomo Mortgage ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"tomo-mortgage\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best for Overall Value &#038; Experience<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Tomo Mortgage<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Ok, we\u2019re a little biased, but the numbers speak for themselves\u2014low rates, no lender fees, better reviews. Tomo Mortgage was founded in 2025 by former Zillow execs who saw what was broken in the mortgage industry (think bait-and-switch, inflated rates, a black box of confusing fees) and set out to fix it. It was ranked <em>Best Online Lender 2025<\/em> by <a href=\"https:\/\/www.bankrate.com\/mortgages\/reviews\/tomo\/\" target=\"_blank\" rel=\"nofollow noopener\">Bankrate<\/a>, earning strong customer reviews, and is backed by major financial services companies. With historically some of the lowest rates among lenders operating in Illinois, borrowers are likely to see large cost-savings.<\/p>\n        <p>Lower prices enable more transparency: you can get personalized rates online without applying or talking to sales. The rate tool includes a slider that shows how your monthly payment changes with and without points\u2014clarity most lenders don\u2019t offer until deep into the process.<\/p>\n        <div class=\"callout\"><strong>Heads-up on refinancing:<\/strong> Tomo Mortgage doesn\u2019t offer refinancing at this time.<\/div>\n        <div class=\"actions\" role=\"group\" aria-label=\"Tomo actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/rates?utm_source=tomo_blog&#038;utm_campaign=state-reviews\" target=\"_blank\">See today\u2019s rates<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/reviews-tomo-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">Tomo Mortgage<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">New York, NY<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.30% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">$0<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/tomo.com\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\">tomo.com<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What borrowers say<\/h4>\n      <div class=\"quotes\">\n        <blockquote>\u201cI almost went with a different lender at first but ended up going to tomo and I\u2019m glad I did\u2026 10\/10\u201d<footer>\u2014 Melina B., Virginia (via <a href=\"https:\/\/g.page\/r\/Cf10TpoZrKUYEAE\/review\" target=\"_blank\" rel=\"nofollow\">Google<\/a>)<\/footer><\/blockquote>\n        <blockquote>\u201cLoan advisory team was remarkably responsive\u2026 stayed engaged until the very end.\u201d<footer>\u2014 Selva D., New Jersey (via <a href=\"https:\/\/g.page\/r\/Cf10TpoZrKUYEAE\/review\" target=\"_blank\" rel=\"nofollow\">Google<\/a>)<\/footer><\/blockquote>\n        <blockquote>\u201cBecause of Tomo\u2019s low APRs\u2026 it gets a perfect 5 out of 5 stars for affordability.\u201d<footer>\u2014 Bankrate Editors (via <a href=\"https:\/\/www.bankrate.com\/mortgages\/reviews\/tomo\/#at-a-glance\" target=\"_blank\" rel=\"nofollow\">Bankrate<\/a>)<\/footer><\/blockquote>\n      <\/div>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Credit Union 1 ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"credit-union-1\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best Local Lender<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Credit Union 1<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Credit Union 1 is a member-owned, not-for-profit cooperative and direct mortgage lender headquartered in Lombard, Illinois. Serving approximately 89,000 members, its service area includes the Chicago metro, northern and central Illinois, northwest Indiana, Georgia, and the Las Vegas metro. Historically aggressive on rate (with somewhat higher fees).<\/p>\n        <div class=\"actions\" role=\"group\" aria-label=\"Credit Union 1 actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/il?utm_source=tomo_blog&#038;utm_campaign=state-reviews\">See rate ranges<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Credit Union 1<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">Lombard, IL<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.54% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">~$1,599<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/www.creditunion1.org\/\" target=\"_blank\" rel=\"nofollow noopener\">creditunion1.org<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What customers say<\/h4>\n      <p>Reviews are mixed. Some borrowers report communication gaps and underwriting delays; others appreciate transparent costs and hands-on support from in-branch officers. A niche perk discussed online is a paid \u201crate modification\u201d option (not a full refi).<\/p>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Heartland Credit Union ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"heartland-credit-union\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best Local Credit Union for Down Payment Assistance<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Heartland Credit Union<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Heartland Credit Union (Springfield) earns our pick for DPA. Its Heartland 100 Home Loan offers $0 down and 100% financing\u2014without PMI\u2014available in 15-, 20-, and 30-year fixed terms. Minimum 660 FICO and \u226445% DTI. Local decisioning, competitive rates, and flexibility with non-traditional income histories improve access for Illinois buyers.<\/p>\n        <div class=\"actions\" role=\"group\" aria-label=\"Heartland actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/il?utm_source=tomo_blog&#038;utm_campaign=state-reviews\">See rate ranges<\/a>\n        <\/div>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">Springfield, IL<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.34% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">~$585<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/www.hcu.org\/\" target=\"_blank\" rel=\"nofollow noopener\">hcu.org<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What customers say<\/h4>\n      <p>Limited third-party mortgage-specific reviews on major platforms; public commentary focuses more on general banking\/member services.<\/p>\n    <\/div>\n  <\/article>\n\n<!-- ======= Market Context (fixed order & copy) ======= -->\n<section class=\"card\" id=\"other-big-lenders\">\n  <div class=\"banner\">\n    <span class=\"eyebrow\">Market Context<\/span>\n    <h2 class=\"title\">Other Big Mortgage Lenders in Illinois<\/h2>\n  <\/div>\n  <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n    <p>\n      Chase Bank and Rate originated billions in Illinois home loans last year, but only Rate appears in our closed-loan dataset used for ranking.\n      We reviewed <a href=\"https:\/\/www.consumerfinance.gov\/data-research\/hmda\/\" target=\"_blank\">HMDA volume<\/a> and spot-checked public rate sources for additional context.\n      These aren\u2019t directly comparable to our ranked lenders, but they\u2019re useful reference points when shopping broadly.\n    <\/p>\n  <\/div>\n\n  <div class=\"section\" style=\"display:grid;grid-template-columns:1fr 1fr;gap:18px;\">\n    <!-- Chase first (no TrueRate deltas) -->\n    <article>\n      <h3>Chase Bank<\/h3>\n      <p>Originated over <strong>$2.5B<\/strong> across roughly <strong>7,000<\/strong> Illinois loans in 2024 (avg. ~<strong>$343k<\/strong>). Mix: ~<strong>77% purchase<\/strong>, ~23% refi, with a small share of home improvement loans.<\/p>\n    <\/article>\n\n    <!-- Rate second (with TrueRate comparison) -->\n    <article>\n      <h3>Rate<\/h3>\n      <p>Originated over <strong>$2.9B<\/strong> in Illinois home loans in 2024 across <strong>8,000+<\/strong> loans (avg. ~<strong>$354k<\/strong>). Mix: ~<strong>87% purchase<\/strong>, ~13% refi.<\/p>\n      <p>\n        Per our TrueRate model, Rate\u2019s pricing trends about <strong>0.04% below<\/strong> the state median\u2014roughly <strong>$505<\/strong> saved after the first year vs. a median-priced lender and about <strong>$1,700<\/strong> over 10 years.\n        Compared with Tomo Mortgage, a typical borrower would pay an estimated <strong>$2,073 more<\/strong> after one year and <strong>$9,476 more<\/strong> over 10 years. Even small rate differences add up meaningfully.\n      <\/p>\n    <\/article>\n  <\/div>\n<\/section>\n  <!-- ======= At-a-Glance Summary ======= -->\n  <section class=\"card glance-card\" id=\"at-a-glance\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">At-a-Glance<\/span>\n      <h2 class=\"title\">Quick Comparison Summary<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <table aria-label=\"At-a-glance lender comparison\">\n        <thead>\n          <tr>\n            <th>Lender<\/th>\n            <th>Pick<\/th>\n            <th>HQ<\/th>\n            <th>Interest Rates (historical)<\/th>\n            <th>Lender Fees<\/th>\n            <th>Notable Programs \/ Notes<\/th>\n            <th>Website<\/th>\n            <th>Full Review<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr>\n            <td>Tomo Mortgage<\/td>\n            <td>Best overall value &#038; experience<\/td>\n            <td>New York, NY<\/td>\n            <td>~0.30% below median<\/td>\n            <td>$0<\/td>\n            <td>Bankrate \u201cBest Online Lender 2025\u201d; transparent online quotes; no refi currently<\/td>\n            <td><a href=\"https:\/\/tomo.com\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">tomo.com<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/reviews-tomo-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">Read full review<\/a><\/td>\n          <\/tr>\n          <tr>\n            <td>Credit Union 1<\/td>\n            <td>Best Local Lender<\/td>\n            <td>Lombard, IL<\/td>\n            <td>~0.54% below median<\/td>\n            <td>~$1,599<\/td>\n            <td>Aggressive pricing; some reports of slower processing<\/td>\n            <td><a href=\"https:\/\/www.creditunion1.org\/\" target=\"_blank\" rel=\"nofollow noopener\">creditunion1.org<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">Read full review<\/a><\/td>\n          <\/tr>\n          <tr>\n            <td>Heartland Credit Union<\/td>\n            <td>Best Local CU for DPA<\/td>\n            <td>Springfield, IL<\/td>\n            <td>~0.34% below median<\/td>\n            <td>~$585<\/td>\n            <td>Heartland 100: $0 down, 100% financing, no PMI; fixed terms available<\/td><\/td>\n            <td><a href=\"https:\/\/https:\/\/www.hcu.org\/\" target=\"_blank\" rel=\"nofollow noopener\">hcu.org<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/review-heartland-credit-union\/\" target=\"_blank\">Read full review<\/a>\n           <\/td>\n          <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/section>\n\n  <!-- ======= See all reviews (Illinois) ======= -->\n  <section class=\"card\" id=\"all-reviews\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Browse<\/span>\n      <h2 class=\"title\">See all reviews of Illinois Mortgage Lenders<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <ul style=\"margin:0;padding-left:18px;columns:2;gap:24px;\">\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-alliant-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Alliant Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-ameris-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Ameris Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-banterra-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Banterra Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-benchmark-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Benchmark Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-centier-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Centier Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-compeer-financial\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Compeer Financial<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-consumers-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Consumers Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Credit Union 1<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-dcu\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Digital Federal Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-first-american-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">First American Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-first-horizon-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">First Horizon Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-first-state-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">First State Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-greenstate-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">GreenState Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-heartland-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Heartland Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-huntington-national-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Huntington National Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-integrity-mortgage-group\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Integrity Mortgage Group<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-lake-michigan-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Lake Michigan Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-premia-relocation-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Premia Relocation Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-primelending\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">PrimeLending<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-securitynational-mortgage-company\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Security National Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-together-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Together Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/reviews-tomo-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Tomo Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-union-home-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Union Home Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-united-community-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">United Community Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-weichert-financial-services\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Weichert Financial Services<\/a><\/li>\n      <\/ul>\n    <\/div>\n  <\/section>\n\n  <!-- ======= Structured Data (JSON-LD) ======= -->\n  <script type=\"application\/ld+json\">\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"name\": \"Best Mortgage Lenders in Illinois\",\n    \"itemListOrder\": \"http:\/\/schema.org\/ItemListOrderAscending\",\n    \"numberOfItems\": 3,\n    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[{\"@type\":\"DataDownload\",\"encodingFormat\":\"text\/html\",\"contentUrl\":\"https:\/\/www.consumerfinance.gov\/data-research\/hmda\/\"}]\n  }\n  <\/script>\n<\/section>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Best Mortgage Lenders in Illinois Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Illinois buyers Buying a home in Illinois comes with its own set of challenges\u2014rising property taxes, tight suburban inventory, and varying market conditions from Chicago to downstate. Whether you&#8217;re buying a condo in [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":7596,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[286],"tags":[],"class_list":["post-7565","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lender-reviews"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/tomo.com\/blog\/wp-content\/uploads\/2025\/09\/Template-for-Blog-Content-34.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/comments?post=7565"}],"version-history":[{"count":9,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7565\/revisions"}],"predecessor-version":[{"id":7601,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7565\/revisions\/7601"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/media\/7596"}],"wp:attachment":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/media?parent=7565"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/categories?post=7565"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/tags?post=7565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}