{"id":7576,"date":"2025-05-08T19:53:30","date_gmt":"2025-05-09T00:53:30","guid":{"rendered":"https:\/\/tomo.com\/blog\/?p=7576"},"modified":"2025-09-01T20:12:09","modified_gmt":"2025-09-02T01:12:09","slug":"best-mortgage-lenders-in-indiana-backed-by-data","status":"publish","type":"post","link":"https:\/\/tomo.com\/blog\/best-mortgage-lenders-in-indiana-backed-by-data\/","title":{"rendered":"Best Mortgage Lenders in Indiana\u2014Backed by Data"},"content":{"rendered":"\n<!-- TITLE TAG: Best Mortgage Lenders in Indiana: 2025 TrueRate Reviews -->\n<!-- Indiana Mortgage Lenders - Embeddable Showcase (TrueRate-green styling) -->\n<section id=\"in-mortgage-showcase\" class=\"tomo-embed\" lang=\"en\" role=\"region\" aria-labelledby=\"in-lenders-heading\">\n  <style>\n    \/* ----- TrueRate-like design tokens (dark green + mint) ----- *\/\n    #in-mortgage-showcase {\n      --primary: #0a6c5b;          \/* dark green (buttons + headers) *\/\n      --primary-700: #084e42;      \/* darker hover *\/\n      --accent: #1aa59a; 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} }\n    #in-mortgage-showcase h3 { margin: 0 0 6px; color: var(--ink); font-size: 18px; font-weight: 800; letter-spacing: -.01em; }\n\n    \/* Fact chips *\/\n    #in-mortgage-showcase .factgrid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 10px; }\n    @media (max-width: 480px) { #in-mortgage-showcase .factgrid { grid-template-columns: 1fr; } }\n    #in-mortgage-showcase .chip { background: var(--surface); border: 1px solid var(--border); border-radius: 12px; padding: 10px 12px; }\n    #in-mortgage-showcase .chip dt { font-size: 12px; color: var(--muted); text-transform: uppercase; letter-spacing: .04em; margin-bottom: 2px; }\n    #in-mortgage-showcase .chip dd { margin: 0; color: var(--ink); font-weight: 700; }\n\n    \/* Buttons *\/\n    #in-mortgage-showcase .actions { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 10px; }\n    #in-mortgage-showcase .btn {\n      appearance: none; border: 1px solid transparent; background: var(--primary); color: #fff;\n      font-weight: 700; padding: 10px 14px; border-radius: 10px; text-decoration: none; display: inline-flex; align-items: center; justify-content: center;\n      transition: transform .02s ease, box-shadow .2s ease, background .2s ease; box-shadow: 0 6px 16px rgba(10,108,91,.25);\n    }\n    #in-mortgage-showcase .btn:hover { background: var(--primary-700); transform: translateY(-1px); }\n\n    \/* Sections *\/\n    #in-mortgage-showcase .section { padding: 0 22px 20px; border-top: 1px solid var(--border); }\n    #in-mortgage-showcase .section h4 { margin: 16px 0 6px; font-size: 16px; color: var(--ink); }\n    #in-mortgage-showcase .callout { background: #eef8f4; border: 1px solid #cfe7df; border-radius: 12px; padding: 12px 14px; margin-top: 10px; }\n\n    \/* Quotes *\/\n    #in-mortgage-showcase .quotes { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 14px; }\n    @media (max-width: 780px) { #in-mortgage-showcase .quotes { grid-template-columns: 1fr; } }\n    #in-mortgage-showcase blockquote { margin: 0; background: var(--surface); border: 1px solid var(--border); border-radius: 12px; padding: 14px; font-size: 15px; }\n    #in-mortgage-showcase blockquote footer { margin-top: 8px; font-size: 13px; color: var(--muted); font-style: normal; }\n\n    \/* At-a-Glance table *\/\n    #in-mortgage-showcase .glance-card table { width: 100%; border-collapse: collapse; font-size: 14px; background: var(--bg); }\n    #in-mortgage-showcase .glance-card th, #in-mortgage-showcase .glance-card td { border: 1px solid var(--border); padding: 10px; text-align: left; vertical-align: top; }\n    #in-mortgage-showcase .glance-card th { background: var(--surface); color: var(--ink); font-weight: 800; }\n\n    \/* Extra spacing before Market Context *\/\n    #in-mortgage-showcase #other-big-lenders { margin-top: 42px; }\n\n    \/* \u2705 Per your note: stack the featured Tomo card to 1 column to avoid empty space *\/\n    #in-mortgage-showcase #tomo-mortgage .body { grid-template-columns: 1fr; }\n    @media (min-width: 1200px) {\n      #in-mortgage-showcase #tomo-mortgage .body { grid-template-columns: 1.15fr .85fr; }\n    }\n  <\/style>\n\n  <!-- Page head (hide H1 to avoid duplicate page title) -->\n  <div class=\"page-head\">\n    <h1 id=\"in-lenders-heading\" style=\"display:none;\" aria-hidden=\"true\">Best Mortgage Lenders in Indiana<\/h1>\n    <p class=\"lead\">Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence).<\/p>\n  <\/div>\n\n  <!-- Intro -->\n  <section class=\"card\" id=\"intro-card\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">How we picked<\/span>\n      <h2 class=\"title\">Data-driven picks for Indiana buyers<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <p>Buying a home in Indiana? Whether you&#8217;re searching for a historic bungalow in Indianapolis, a family-friendly starter home in Carmel, or acreage in rural communities, the market varies widely\u2014and pricing can change fast.<\/p>\n      <p>To help buyers make smarter choices, we analyzed closed-loan data from hundreds of thousands of loans across <strong>103<\/strong> different lenders operating in Indiana. Our sample included 30-year fixed, conventional primary home purchase loans. You can see the full <a href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/in?utm_source=tomo_blog&#038;utm_campaign=state-reviews\" target=\"_blank\">TrueRate analysis<\/a>. These aren\u2019t teaser quotes or advertised rates\u2014this data reflects the real rates and fees buyers locked in.<\/p>\n      <p>Each lender listed below consistently outperformed the state median on pricing, while also offering competitive products and solid borrower support. We also categorized lenders to help you find the right fit\u2014whether you&#8217;re a first-time buyer, looking for a digital-first experience, or need something more specialized.<\/p>\n    <\/div>\n  <\/section>\n\n  <!-- ======= FEATURE: Tomo Mortgage ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"tomo-mortgage\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best overall value &#038; experience<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Tomo Mortgage<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Ok, we\u2019re a little biased, but the numbers speak for themselves\u2014low rates, no lender fees, better reviews. Tomo Mortgage was founded in 2025 by former Zillow execs who saw what was broken in the mortgage industry (think bait-and-switch, inflated rates, a black box of confusing fees) and set out to fix it. It was ranked <em>Best Online Lender 2025<\/em> by <a href=\"https:\/\/www.bankrate.com\/mortgages\/reviews\/tomo\/\" target=\"_blank\" rel=\"nofollow noopener\">Bankrate<\/a>, earning strong customer reviews, and is backed by major financial services companies.<\/p>\n        <p>Lower prices enable more transparency: you can get personalized rates online without applying or talking to sales. The rate tool includes a slider that shows how your monthly payment changes with and without points\u2014clarity most lenders don\u2019t offer until deep into the process.<\/p>\n        <div class=\"callout\"><strong>Heads-up on refinancing:<\/strong> Tomo Mortgage doesn\u2019t offer refinancing at this time.<\/div>\n        <div class=\"actions\" role=\"group\" aria-label=\"Tomo actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/rates?utm_source=tomo_blog&#038;utm_campaign=state-reviews\" target=\"_blank\">See today\u2019s rates<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/reviews-tomo-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">Tomo Mortgage<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">New York, NY<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.30% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">$0<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/tomo.com\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\">tomo.com<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What borrowers say<\/h4>\n      <div class=\"quotes\">\n        <blockquote>\u201cI almost went with a different lender at first but ended up going to tomo and I\u2019m glad I did\u2026 10\/10\u201d<footer>\u2014 Melina B., Virginia (via <a href=\"https:\/\/g.page\/r\/Cf10TpoZrKUYEAE\/review\" target=\"_blank\" rel=\"nofollow\">Google<\/a>)<\/footer><\/blockquote>\n        <blockquote>\u201cLoan advisory team was remarkably responsive\u2026 stayed engaged until the very end.\u201d<footer>\u2014 Selva D., New Jersey (via <a href=\"https:\/\/g.page\/r\/Cf10TpoZrKUYEAE\/review\" target=\"_blank\" rel=\"nofollow\">Google<\/a>)<\/footer><\/blockquote>\n        <blockquote>\u201cBecause of Tomo\u2019s low APRs\u2026 it gets a perfect 5 out of 5 stars for affordability.\u201d<footer>\u2014 Bankrate Editors (via <a href=\"https:\/\/www.bankrate.com\/mortgages\/reviews\/tomo\/#at-a-glance\" target=\"_blank\" rel=\"nofollow\">Bankrate<\/a>)<\/footer><\/blockquote>\n      <\/div>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Indiana Members Credit Union ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"indiana-members-credit-union\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best Local Credit Union<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Indiana Members Credit Union<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Founded in 1956 and now the largest credit union in Central Indiana, IMCU brings unmatched local knowledge to its mortgage lending. With no maximum purchase price limit on certain loans, flexible credit guidelines, and all underwriting handled locally, IMCU can move faster and tailor approvals to Indiana buyers. Its 31-branch footprint\u2014including a location on the IU Indianapolis campus\u2014means in-person help alongside competitive rates.<\/p>\n        <div class=\"actions\" role=\"group\" aria-label=\"IMCU actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/in?utm_source=tomo_blog&#038;utm_campaign=state-reviews\">See rate ranges<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/review-indiana-members-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Indiana Members Credit Union<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">Indianapolis, IN<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.31% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">~$995<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/www.imcu.com\/\" target=\"_blank\" rel=\"nofollow noopener\">imcu.com<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What customers say<\/h4>\n      <p>Mixed sentiment across third-party platforms: some borrowers cite communication gaps and documentation issues, while others highlight smooth experiences and helpful staff.<\/p>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Credit Union 1 ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"credit-union-1\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best for Super Savvy Homebuyers<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Credit Union 1<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Credit Union 1 is a member-owned, not-for-profit cooperative and direct mortgage lender headquartered in Lombard, IL. Serving ~89,000 members, its service area covers Chicagoland, northern\/central IL, northwest IN, GA, and Las Vegas. Historically aggressive on rate (with somewhat higher fees).<\/p>\n        <div class=\"actions\" role=\"group\" aria-label=\"CU1 actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/in?utm_source=tomo_blog&#038;utm_campaign=state-reviews\">See rate ranges<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Credit Union 1<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">Lombard, IL<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.54% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">~$1,599<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/www.creditunion1.org\/\" target=\"_blank\" rel=\"nofollow noopener\">creditunion1.org<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What customers say<\/h4>\n      <p>Reviews are mixed: some report slow underwriting and communication gaps; others like transparent costs and hands-on in-branch help. A niche perk mentioned online is a paid \u201crate modification\u201d (not a full refi).<\/p>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Heartland Credit Union ======= -->\n  <article class=\"card\" itemscope itemtype=\"https:\/\/schema.org\/Organization\" id=\"heartland-credit-union\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Best for Down Payment Assistance<\/span>\n      <h2 class=\"title\" itemprop=\"name\">Heartland Credit Union<\/h2>\n    <\/div>\n\n    <div class=\"body\">\n      <section>\n        <h3>Why it stands out<\/h3>\n        <p>Heartland Credit Union\u2019s \u201cHeartland 100\u201d offers $0 down and 100% financing\u2014without PMI\u2014on 15-, 20-, and 30-year fixed terms. Minimum 660 FICO and \u226445% DTI. Local decisioning and competitive pricing support access to homeownership for cash-conscious buyers.<\/p>\n        <div class=\"actions\" role=\"group\" aria-label=\"Heartland actions\">\n          <a class=\"btn\" href=\"https:\/\/tomo.com\/mortgage\/interest-rates-today\/in?utm_source=tomo_blog&#038;utm_campaign=state-reviews\">See rate ranges<\/a>\n        <\/div>\n        <p style=\"margin-top:10px\"><strong>Read full review:<\/strong> <a href=\"https:\/\/tomo.com\/blog\/review-heartland-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Heartland Credit Union<\/a><\/p>\n      <\/section>\n\n      <aside aria-label=\"At-a-glance facts\">\n        <div class=\"factgrid\">\n          <dl class=\"chip\"><dt>Headquarters<\/dt><dd itemprop=\"address\">Springfield, IL<\/dd><\/dl>\n          <dl class=\"chip\" itemscope itemtype=\"https:\/\/schema.org\/QuantitativeValue\"><dt>Interest Rates<\/dt><dd itemprop=\"value\">~0.34% below median (historical)<\/dd><\/dl>\n          <dl class=\"chip\"><dt>Lender Fees<\/dt><dd itemprop=\"feesAndCommissionsSpecification\">~$585<\/dd><\/dl>\n        <dl class=\"chip\"><dt>Website<\/dt><dd><a href=\"https:\/\/www.hcu.org\/\" target=\"_blank\" rel=\"nofollow noopener\">hcu.org<\/a><\/dd><\/dl>\n        <\/div>\n      <\/aside>\n    <\/div>\n\n    <div class=\"section\">\n      <h4>What customers say<\/h4>\n      <p>Limited third-party mortgage-specific reviews on major platforms; most public commentary focuses on general banking\/member service.<\/p>\n    <\/div>\n  <\/article>\n\n  <!-- ======= Market Context (mirrors FL\/GA style) ======= -->\n  <section class=\"card\" id=\"other-big-lenders\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Market Context<\/span>\n      <h2 class=\"title\">Other Big Mortgage Lenders in Indiana<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <p>\n        Some of the largest lenders didn\u2019t make this list\u2014but still wondering how they stack up?\n        Fairway Independent and Rocket Mortgage originated billions in Indiana home loans last year, but only Fairway appears in our closed-loan dataset used for ranking.\n        We reviewed <a href=\"https:\/\/www.consumerfinance.gov\/data-research\/hmda\/\" target=\"_blank\">HMDA volume<\/a> and spot-checked public rate sources for context.\n        These aren\u2019t directly comparable to our ranked lenders, but they\u2019re useful reference points when shopping broadly.\n      <\/p>\n    <\/div>\n    <div class=\"section\" style=\"display:grid;grid-template-columns:1fr 1fr;gap:18px;\">\n      <article>\n        <h3>Fairway Independent<\/h3>\n        <p>Originated nearly <strong>$772M<\/strong> in Indiana home loans in 2024 across <strong>3,000+<\/strong> loans (avg. ~<strong>$261k<\/strong>). Mix: ~<strong>93% purchase<\/strong>, ~7% refi.<\/p>\n        <p>Per our TrueRate model, Fairway\u2019s pricing trends about <strong>0.02% higher<\/strong> than the state median\u2014roughly a modest extra cost versus a median-priced lender. Against Tomo Mortgage, a typical borrower would pay an estimated <strong>$2,271 more<\/strong> after one year and <strong>$11,462 more<\/strong> over 10 years.<\/p>\n      <\/article>\n      <article>\n        <h3>Rocket Mortgage<\/h3>\n        <p>Originated almost <strong>$1.5B<\/strong> across more than <strong>7,000<\/strong> Indiana loans in 2024 (avg. ~<strong>$204k<\/strong>). Mix: ~<strong>49% purchase<\/strong>, ~51% refi\u2014active across both sides of the market.<\/p>\n      <\/article>\n    <\/div>\n  <\/section>\n\n  <!-- ======= At-a-Glance Summary ======= -->\n  <section class=\"card glance-card\" id=\"at-a-glance\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">At-a-Glance<\/span>\n      <h2 class=\"title\">Quick Comparison Summary<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <table aria-label=\"At-a-glance lender comparison\">\n        <thead>\n          <tr>\n            <th>Lender<\/th>\n            <th>Pick<\/th>\n            <th>HQ<\/th>\n            <th>Interest Rates (historical)<\/th>\n            <th>Lender Fees<\/th>\n            <th>Notable Programs \/ Notes<\/th>\n            <th>Website<\/th>\n            <th>Full Review<\/th>\n          <\/tr>\n        <\/thead>\n        <tbody>\n          <tr>\n            <td>Tomo Mortgage<\/td>\n            <td>Best overall value &#038; experience<\/td>\n            <td>New York, NY<\/td>\n            <td>~0.30% below median<\/td>\n            <td>$0<\/td>\n            <td>Bankrate \u201cBest Online Lender 2025\u201d; transparent online quotes; no refi currently<\/td>\n            <td><a href=\"https:\/\/tomo.com\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">tomo.com<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/reviews-tomo-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\">Read full review<\/a><\/td>\n          <\/tr>\n          <tr>\n            <td>Indiana Members Credit Union<\/td>\n            <td>Best Local Credit Union<\/td>\n            <td>Indianapolis, IN<\/td>\n            <td>~0.31% below median<\/td>\n            <td>~$995<\/td>\n            <td>Local underwriting; large branch footprint; flexible guidelines<\/td>\n            <td><a href=\"https:\/\/www.imcu.com\/\" target=\"_blank\" rel=\"nofollow noopener\">imcu.com<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/review-indiana-members-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Read full review<\/a><\/td>\n          <\/tr>\n          <tr>\n            <td>Credit Union 1<\/td>\n            <td>Best for Super Savvy Homebuyers<\/td>\n            <td>Lombard, IL<\/td>\n            <td>~0.54% below median<\/td>\n            <td>~$1,599<\/td>\n            <td>Aggressive pricing; some reports of slower processing<\/td>\n            <td><a href=\"https:\/\/www.creditunion1.org\/\" target=\"_blank\" rel=\"nofollow noopener\">creditunion1.org<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Read full review<\/a><\/td>\n          <\/tr>\n          <tr>\n            <td>Heartland Credit Union<\/td>\n            <td>Best for Down Payment Assistance<\/td>\n            <td>Springfield, IL<\/td>\n            <td>~0.34% below median<\/td>\n            <td>~$585<\/td>\n            <td>\u201cHeartland 100\u201d: $0 down, 100% financing, no PMI; fixed terms<\/td>\n              <td><a href=\"https:\/\/https:\/\/www.hcu.org\/\" target=\"_blank\" rel=\"nofollow noopener\">hcu.org<\/a><\/td>\n            <td><a href=\"https:\/\/tomo.com\/blog\/review-heartland-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Read full review<\/a><\/td>\n          <\/tr>\n        <\/tbody>\n      <\/table>\n    <\/div>\n  <\/section>\n\n  <!-- ======= See all reviews (Indiana) ======= -->\n  <section class=\"card\" id=\"all-reviews\">\n    <div class=\"banner\">\n      <span class=\"eyebrow\">Browse<\/span>\n      <h2 class=\"title\">See all reviews of Indiana Mortgage Lenders<\/h2>\n    <\/div>\n    <div class=\"section\" style=\"border-top:none;padding-top:16px\">\n      <ul style=\"margin:0;padding-left:18px;columns:2;gap:24px;\">\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-aimloan\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">AimLoan<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-alliant-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Alliant Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-banterra-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Banterra Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-benchmark-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Benchmark Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-cadence-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Cadence Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-centier-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Centier Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-consumers-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Consumers Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-credit-union1\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Credit Union 1<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-first-harrison-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">First Harrison Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-greenstate-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">GreenState Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-huntington-national-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Huntington National Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-indiana-members-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Indiana Members Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-integrity-mortgage-group\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Integrity Mortgage Group<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-lcnb-national-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">LCNB National Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-lake-michigan-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Lake Michigan Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-northwest-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Northwest Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-park-community-credit-union\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Park Community Credit Union<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-premia-relocation-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Premia Relocation Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-primelending\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">PrimeLending<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-republic-bank\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Republic Bank<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-union-home-mortgage\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Union Home Mortgage<\/a><\/li>\n        <li><a href=\"https:\/\/tomo.com\/blog\/review-weichert-financial-services\/?utm_source=tomo_blog&#038;utm_campaign=seo-reviews\" target=\"_blank\" rel=\"nofollow noopener\">Weichert Financial Services<\/a><\/li>\n      <\/ul>\n    <\/div>\n  <\/section>\n\n  <!-- ======= Structured Data (JSON-LD) ======= -->\n  <script type=\"application\/ld+json\">\n  {\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"name\": \"Best Mortgage Lenders in Indiana\",\n    \"itemListOrder\": 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Data-backed picks using 2024 closed-loan pricing (30-year fixed, conventional, primary residence). How we picked Data-driven picks for Indiana buyers Buying a home in Indiana? Whether you&#8217;re searching for a historic bungalow in Indianapolis, a family-friendly starter home in Carmel, or acreage in rural communities, the market varies widely\u2014and pricing can [&hellip;]<\/p>\n","protected":false},"author":38,"featured_media":7597,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"fifu_image_url":"","fifu_image_alt":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[286],"tags":[],"class_list":["post-7576","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lender-reviews"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/tomo.com\/blog\/wp-content\/uploads\/2025\/09\/indiana.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7576","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/comments?post=7576"}],"version-history":[{"count":5,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7576\/revisions"}],"predecessor-version":[{"id":7588,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/posts\/7576\/revisions\/7588"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/media\/7597"}],"wp:attachment":[{"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/media?parent=7576"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/categories?post=7576"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tomo.com\/blog\/wp-json\/wp\/v2\/tags?post=7576"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}