tomo logo

$679,900

Beds
2
Baths
1.0
sq ft
900

1010 7th St, Ramona, CA 92065

1010 7th St

Ramona, CA 92065

  • 17 days on market
1010 7th Street: Your Dream Cottage Awaits Discover the perfect blend of comfort and style in this beautifully custom upgraded cottage. Nestled in a convenient location close to town, this home offers everything you need for a luxurious lifestyle. Key Features: High-End Finishings: Enjoy the luxury of high-quality Pella wood-clad windows and doors with internal blinds and hidden screens. Outdoor Oasis: Create unforgettable memories in your private outdoor kitchen, perfect for entertaining guests. Sustainable Living: Benefit from the energy efficiency of 20 solar panels, helping you reduce your carbon footprint and save on utility bills. Car Enthusiast's Dream: Indulge your passion for cars in the spectacular, finished garage, featuring ample space and a unique design. RV Parking: Conveniently park and hook up your RV on the property. Privacy and Security: Enjoy complete peace of mind with a fully fenced yard. Modern Amenities: Stay comfortable year-round with two tankless water heaters, ensuring hot water whenever you need it. Versatile Garage: The fully decked-out garage boasts two split AC units, a potential kitchenette area, laundry facilities, and a bonus room, offering endless possibilities for customization. Additional Space: Take advantage of the shop, additional garage, and carport located in the back of the lot for extra storage or workshop needs. Don't miss this opportunity to own a truly exceptional cottage. Schedule your private tour today!

Details

Property type

Single Family Residence

Est. home value

$557,464

Lot size

0.31 acres

Price per sq ft

$756

Year built

1972

Price History

09/19/2024
SanDiego

SanDiego #NDP2408481

Listed
$679,900
+22.5%
05/24/2023
CRMLS

CRMLS #NDP2303264

Sold
$555,000
05/01/2023
SanDiego

SanDiego #NDP2303264

Sold
$555,000

Schools & Community

Elementary school: 

Ramona Unified School District

Middle school: 

Ramona Unified School District

High school: 

Ramona Unified School District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$79,251
Asking price
$679,900
Closing costs (~8% of asking)
-$54,392
Est. remaining loan balance
-$546,257
Cash to seller
$79,251

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Citizens Bank Na

Loan start date

May 2023

Original loan amount

$555,000

Est. remaining balance

$546,257

Interest rate

6.6%

Loan type

New Conventional, 30 year

Seller

Stephen L Gilmore and Michele L Gilmore

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/05/2024 at 8:25 PM

Listing updated: 09/27/2024 at 4:47 PM

Listed by: Peter San Nicolas, Phone #: (760) 788-7355

MLS: SanDiego #NDP2408481

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