tomo logo

$460,000

Beds
5
Baths
3.0
sq ft
3,008

10105 Celtic Ash Dr, Ruskin, FL 33573

10105 Celtic Ash Dr

RUSKIN, FL 33573

  • 4 days on market
A BRAND-NEW ROOF, 3,000 SQUARE FEET, AND NEARLY 1/3 ACRE are key highlights of this big, beautiful home in Belmont! You also get 5 bedrooms plus an upstairs bonus loft, 3 full baths, and a spacious kitchen with everything you want -- granite counters, tile backsplashes, stainless-steel appliances, undermount sink, a center island for serving or seating, several banks of raised-panel wood cabinets staggered with crown molding, even a separate coffee nook! The master bed/bath suite is upstairs along with 3 other bedrooms and a twin-sink bath, while the final bedroom and bath are downstairs for flexible use as guest quarters, a den, or perhaps a home office. A screened lanai in back faces southeast, so you avoid direct rays of the late-afternoon sun, and a 3-car garage completes the design. Original owners who moved in 2021 rented this home the last 3 years, so they understand new owners will want to bring their own style updates -- but that newly installed roof offers great peace of mind to start! Belmont is a booming neighborhood with a waterfront pool and recreation complex, tennis and basketball courts, running trails and more near new schools, shops, restaurants, regional hospital, and easy routes to Tampa, Gulf beaches or beyond. You want to live here!

Details

Property type

Single Family Residence

Est. home value

$487,597

Lot size

0.29 acres

Price per sq ft

$153

Year built

2013

Annual property taxes

$10,712.5

Monthly HOA fee

$13.17

Price History

01/11/2025
StellarMLS

StellarMLS #TB8337665

Listed
$460,000

Schools & Community

Elementary school: 

Belmont Elementary School

Middle school: 

Eisenhower-HB

High school: 

Sumner High School

Community features: 

Park, Playground, Pool, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$220,515
Asking price
$460,000
Closing costs (~8% of asking)
-$36,800
Est. remaining loan balance
-$202,685
Cash to seller
$220,515

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Homebridge Financial Services Inc

Loan start date

March 2015

Original loan amount

$259,106

Est. remaining balance

$202,685

Interest rate

3.63%

Loan type

FHA, 30 year

Seller

Ramises Fernandez and Celest King Fernandez

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/14/2025 at 8:15 PM

Listing updated: 01/11/2025 at 6:54 AM

Listed by: Ann Marie Vaughan, RE/MAX ALLIANCE GROUP Phone #: (813) 259-0000

MLS: StellarMLS #TB8337665

StellarMLS logo

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