tomo logo

$1,200,000

Beds
4
Baths
2.0
sq ft
2,606

1023 San Mateo Dr, Punta Gorda, FL 33950

1023 San Mateo Dr

PUNTA GORDA, FL 33950

  • 13 days on market
    • Price drop $99,000↓
TURNKEY READY!! Welcome to your custom-built Tim Towles pool home in the highly sought-after community of Punta Gorda Isles! This impeccably designed 2,606 square foot 3-bedroom +flex office/den, 2-bathroom, 2 car garage boasts luxurious features and unparalleled comfort. Offering direct sailboat access, you’re just minutes away from Ponce Inlet and Charlotte Harbor, with a quick connection to the Gulf of Mexico! This beautiful property boasts 80 feet of prime water frontage, featuring a concrete sea wall maintained by the city in a wide canal that is home to numerous manatees. There is a new 53ft. concrete dock, a new 10,000 lb. boat lift and a pedestal with water and electricity. The moment you arrive at this elegant home you will begin to appreciate the upgrades beginning with the stunning landscaping & newly installed land scape lights. Enter the home through etched double doors into a spacious great room with 16’ volume ceilings, light wood-grain tiled flooring throughout and a wall of sliders open the home up to the outside lanai area, expanding your living area. The brand-new kitchen is the centerpiece highlighting beautiful quartz countertops, subway backsplash, an enormous center island with oversized sink and seating for four, high-end appliances that include an induction stove-top, an abundance of storage space and a cozy breakfast nook with pool views. The formal dining room is located off the kitchen for those memorable family meals. Off the great room through French doors is your media room (fourth bedroom or office). The exceptional craftsmanship extends into the primary suite, which offers private access to the pool and features a custom-designed closet system in both walk-in closets. The beautifully updated en-suite bathroom is a true retreat, with a quartz-topped vanity, dual sinks, a luxurious soaking tub, a custom walk-in Roman shower, and a separate toilet room for added privacy. Family and friends will enjoy the spacious guest suite, which includes two well-appointed guest bedrooms, one of which conveniently provides direct access to the pool area, and a brand-new bathroom with a custom tiled shower. Experience the ultimate Florida lifestyle with southern exposure and stunning sunsets from the expansive epoxied lanai and pool area. This outdoor space is perfect for entertaining, featuring a spacious covered lanai with ceiling fans, a heated, screened-in pool, and peaceful canal views. Additional highlights include a new pool pump (2024), an outdoor shower, convenient storage space, and remote Storm Smart hurricane protection. The newly installed paver patio at the dockside offers an ideal spot to relax and enjoy the serene waterfront setting. The inside laundry room and 2-car garage complete this spectacular home. Other features include Central Vac, Plantation Shutters, new interior/exterior lighting, a new electric pedestal at the dock, new ceiling fans, new interior paint, water filtration, hurricane shutters, all-new indoor switches and so much more. Located in a quiet, boating-friendly community, this home is close to I-75, the Punta Gorda Yacht Club, Fishermen’s Village, and historic downtown Punta Gorda, where you can enjoy local entertainment and community events. With easy access to open water, this is truly a boater’s paradise.

Details

Property type

Single Family Residence

Est. home value

$983,333

Lot size

9,600 sq ft

Price per sq ft

$461

Year built

1999

Annual property taxes

$14,306.46

HOA

No

Price History

01/21/2025
StellarMLS

StellarMLS #C7502960

Price change
$1,200,000
-7.62%
01/11/2025
StellarMLS

StellarMLS #C7502960

Listed
$1,299,000
+97.12%
10/21/2020
StellarMLS

StellarMLS #C7427266

Sold
$659,000

Schools & Community

Elementary school: 

Sallie Jones Elementary

Middle school: 

Punta Gorda Middle

High school: 

Charlotte High

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$642,043
Asking price
$1,200,000
Closing costs (~8% of asking)
-$96,000
Est. remaining loan balance
-$461,957
Cash to seller
$642,043

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Gershman Investment Corp

Loan start date

October 2020

Original loan amount

$510,000

Est. remaining balance

$461,957

Interest rate

2.93%

Loan type

New Conventional, 30 year

Seller

Kelly Cobb and Michelle M Cobb

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/23/2025 at 10:35 PM

Listing updated: 01/21/2025 at 4:45 PM

Listed by: Christopher Grant, RE/MAX ANCHOR OF MARINA PARK Phone #: (941) 205-2004

MLS: StellarMLS #C7502960

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Recently listed in PUNTA GORDA