tomo logo

$559,000

Beds
4
Baths
3.5
sq ft
2,798

1027 Ocean Spray Dr, Ruskin, FL 33570

1027 Ocean Spray Dr

RUSKIN, FL 33570

  • 117 days on market
    • Price drop $30,000↓
SELLER SAYS GET THIS HOME SOLD!!! SELLER IS NOW OFFERING TO BUY DOWN BUYERS MORTGAGE RATE 4 POINTS ON ANY SIGNED OFFER BY MARCH 31,2025. HURRY BEFORE YOU ARE TO LATE !!! This Big Beautiful Single Story Block Home (That shows like it is brand new) is now Vacant and waiting for its new owners. If you are looking For a Spacious Home on an end lot with a beautiful water view then look no further. Built in 2022 this concrete block 2,798 sq ft. Single Story 4 bed, 3 1/2 Bath, 3 stall Garage with a screened Lanai with water views is waiting for your viewing. This is a very spacious home with lofty ceilings and an open lay-out. The Kitchen comes with a Pantry and offers Granite Counter Tops, Stainless-steel Appliances and Crowned Molded Cabinets. Shell Cove as a Community offers amenities that include a resort style pool, open-air Cabana,Basketball court, Tot lot, and a Dog Park. Don't wait make an appointment today and start your New Year off in this Beautiful Home.

Details

Property type

Single Family Residence

Est. home value

$496,341

Lot size

6,600 sq ft

Price per sq ft

$200

Year built

2022

Annual property taxes

$10,638

Monthly HOA fee

$11.67

Price History

01/08/2025
StellarMLS

StellarMLS #TB8316144

Price change
$559,000
-5.09%
10/30/2024
StellarMLS

StellarMLS #TB8316144

Listed
$589,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$98,593
Asking price
$559,000
Closing costs (~8% of asking)
-$44,720
Est. remaining loan balance
-$415,687
Cash to seller
$98,593

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Dhi Mortgage Company Ltd

Loan start date

June 2022

Original loan amount

$431,956

Est. remaining balance

$415,687

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

J Diane Wech

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 8:05 PM

Listing updated: 02/21/2025 at 8:45 PM

Listed by: Gerald Johnson, CHARLES RUTENBERG REALTY INC Phone #: (727) 538-9200

MLS: StellarMLS #TB8316144

StellarMLS logo

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