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$1,269,000

Beds
4
Baths
3.0
sq ft
2,626

103 Cater St, Saint Simons Island, GA 31522

103 Cater St

St. Simons, GA 31522

  • 67 days on market
    • Price drop $31,000↓
Nestled in the heart of charming St Simons Island, this delightful home is situated in the convenient Mid South area, and is close to the beach, shopping, dining, and entertainment. As you step inside, you are greeted by a spacious open floor plan with bamboo floors & abundant natural light. The living area boasts a cozy fireplace and opens to the large sunroom. Multiple French doors lead you to the outdoor spaces that feature a side patio area, fenced backyard, open air pavilion perfect for an outdoor kitchen, room for pool and entertaining or simply relaxing on "island time"; This home features 4 bedrooms, 3 bathrooms, and an additional versatile room off the foyer that can be used as extra sleeping space, an office, or an exercise room. Being sold furnished with the exception of artwork. A must-see property that offers casual living at its finest, in a prime location! ____________________________________________________________________________________________________________

Details

Property type

Single Family Residence

Est. home value

$763,625

Lot size

8,276 sq ft

Price per sq ft

$484

Year built

1971

Annual property taxes

$5,468.21

HOA

No

Price History

03/28/2025
GeorgiaMLS

GeorgiaMLS #10460990

Price change
$1,269,000
-2.38%
02/02/2025
GeorgiaMLS

GeorgiaMLS #10460990

Listed
$1,300,000
+170.83%
08/14/2020
GeorgiaMLS

GeorgiaMLS #8758715

Sold
$480,000

Schools & Community

Elementary school: 

St Simons

Middle school: 

Glynn

High school: 

Glynn Academy

Community features: 

None

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$821,537
Asking price
$1,269,000
Closing costs (~8% of asking)
-$101,520
Est. remaining loan balance
-$345,943
Cash to seller
$821,537

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Pennymac Loan Services

Loan start date

August 2020

Original loan amount

$384,000

Est. remaining balance

$345,943

Interest rate

3.13%

Loan type

New Conventional, 30 year

Seller

John C Adams

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/10/2025 at 7:30 AM

Listing updated: 03/31/2025 at 1:12 AM

Listed by: Adair Field, Coldwell Banker Access Realty

MLS: GeorgiaMLS #10460990

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