tomo logo

$406,851Estimated home value

Beds
3
Baths
2.0
sq ft
1,330

103 Monte Palo St, Panama City Beach, FL 32413

103 Monte Palo St

Panama City Beach, FL 32413

  • Sold On 9/18/2024
    • Price drop $10,500↓
Now vacant and Easy to show in popular OPEN SANDS near Runaway Island! -''ICF'' home- 3 BR/2 BA with Double garage, side deck and fenced yard. Built in 1999, the polystyrene form stayed with the home after the concrete pour making home insurance cheaper. New electric panel in 2021, New roof in 2019! Flood Zone X (YAY!) - NO HOA FEES! (which is even better) -- Best of all is the location! 1/2 mile down a paved road, you are at the beach, so walking to the beach access should be a breeze! Calling all Buyers! --There is a short window to purchase.

Details

Property type

Single Family Residence

Est. home value

$406,851

Lot size

0.25 acres

Price per sq ft

$291

Year built

1999

Annual property taxes

$3,501

HOA

No

Price History

09/18/2024
CentralPanhandle

CentralPanhandle #758201

Sold
$349,500
-9.69%
09/02/2024
CentralPanhandle

CentralPanhandle #758201

Pending
$387,000
06/15/2024
CentralPanhandle

CentralPanhandle #758201

Price change
$387,000
-2.64%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$97,663
Asking price
$387,000
Closing costs (~8% of asking)
-$30,960
Est. remaining loan balance
-$258,377
Cash to seller
$97,663

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Waterstone Mortgage Corp

Loan start date

July 2021

Original loan amount

$277,355

Est. remaining balance

$258,377

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Jason Dukes and Krystal Dukes

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Off Market

Tomo last checked: 10/04/2024 at 11:05 PM

Listing updated: 09/26/2024 at 11:10 PM

Listed by: Holli Persall, ERA Neubauer Real Estate Inc Phone #: (850) 230-3665

MLS: CentralPanhandle #758201

CentralPanhandle logo