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$199,900

Beds
3
Baths
1.0
sq ft
844

103 Ray St, Shepherdstown, WV 25443

103 Ray St

SHEPHERDSTOWN, WV 25443

  • 1 day on market
"Nothing beautiful in life comes without a great amount of work." This is the mantra for this historic property! It is ideally located in town, on a quiet cul de sac, and is walking distance to all the town has to offer! The property needs a lot of work, but the foundation appears to be solid and the roof as well, except that it needs to be scrubbed and painted. This could become a private residence or a long-term rental property. Because the front of this home sits right on the road, the back yard is large, especially for an in-town property! The house still has much of its original siding! So, if you are an historic property fan who is looking for a renovation project, this small home is a terrific one. Any EXTERIOR work will need to be approved by Shepherdstown's Historic Landmark Commission. The potential for this property is pretty great, so take this opportunity to make this diamond-in-the-rough shine!

Details

Property type

Single Family Residence

Est. home value

$203,692

Property condition

Fixer

Lot size

6,961 sq ft

Price per sq ft

$237

Year built

1900

HOA

No

Price History

02/05/2025
Bright

Bright #WVJF2015542

Listed
$199,900
+66.58%
07/31/2020
Bright

Bright #WVJF136762

Sold
$120,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

JEFFERSON COUNTY SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$125,868
Asking price
$199,900
Closing costs (~8% of asking)
-$15,992
Est. remaining loan balance
-$58,040
Cash to seller
$125,868

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Wells Fargo Bank Na

Loan start date

August 2006

Original loan amount

$94,000

Est. remaining balance

$58,040

Interest rate

6.63%

Loan type

New Conventional, 30 year

Seller

Thomas Harding and Dominic A Valentine

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/05/2025 at 4:40 PM

Listing updated: 02/05/2025 at 1:14 PM

Listed by: Susan L Reichel, Coldwell Banker Premier Phone #: (304) 724-2000

MLS: Bright #WVJF2015542

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