tomo logo

$829,000

Beds
3
Baths
2.0
sq ft
1,598

1030 Charles St, Clearwater, FL 33755

1030 Charles St

CLEARWATER, FL 33755

  • 31 days on market
    • Price drop $20,000↓
This beautifully updated 3-bedroom, 2-bathroom home with an additional 200 SQ FT. CASITA/IN-LAW SUITE offers the perfect blend of charm, functionality, and Florida lifestyle. Located just steps from Edgewater Drive and St. Joseph’s Sound, this home provides stunning water views and breathtaking sunsets from the spacious, open front porch. The well-designed layout extends seamlessly outdoors, featuring a 289 SQ FT. SCREENED-IN TREX DECK off the living room and third bedroom, creating a perfect space for relaxation and entertaining. The detached casita serves as a versatile retreat, complete with a half-bathroom and storage that can be converted into a kitchenette, making it ideal for guests, an office, or a creative studio. The home is move-in ready with thoughtful updates, including a NEW ROOF with a transferable warranty (2024), fresh interior paint (2022), partial window replacement (2023), a remodeled kitchen with new refrigerator and dishwasher (2022), and a whole-house water filtration system (2023). A gas line was installed in 2022 to accommodate a tankless water heater, dryer, cooktop, and outdoor grill. Located just a golf cart ride away from historic downtown Dunedin, this home offers unbeatable access to top-rated restaurants, breweries, boutique shops, and local festivals. It is also minutes from The Philadelphia Phillies & Toronto Blue Jay's Spring Training Stadiums, award winning beaches- Clearwater Beach, Honeymoon and Caladesi Islands, as well as the Fred Marquis Pinellas Trail, a 54-mile linear park perfect for walking, cycling, and e-biking. The oversized garage and coated driveway provide ample parking for vehicles and a golf cart, enhancing convenience. Whether seeking a full-time residence, vacation home, or income-generating property, this exceptional home delivers both comfort and accessibility. Schedule a showing today and let this home speak for itself!

Details

Property type

Single Family Residence

Est. home value

$527,103

Lot size

6,591 sq ft

Price per sq ft

$519

Year built

1988

Annual property taxes

$5,407.24

HOA

No

Price History

02/19/2025
StellarMLS

StellarMLS #TB8341614

Price change
$829,000
-2.36%
01/23/2025
StellarMLS

StellarMLS #TB8341614

Listed
$849,000
+285.91%
10/20/2015
StellarMLS

StellarMLS #U7738595

Sold
$220,000

Schools & Community

Elementary school: 

Sandy Lane Elementary-PN

Middle school: 

Dunedin Highland Middle-PN

High school: 

Dunedin High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$623,563
Asking price
$829,000
Closing costs (~8% of asking)
-$66,320
Est. remaining loan balance
-$139,117
Cash to seller
$623,563

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Wells Fargo Bank Na

Loan start date

September 2021

Original loan amount

$173,000

Est. remaining balance

$139,117

Interest rate

2.1%

Loan type

New Conventional, 15 year

Seller

Steven E Love and Michelle R Love

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 3:45 AM

Listing updated: 02/21/2025 at 1:27 PM

Listed by: Erin Gwillim, PIECE OF PARADISE REALTY Phone #: (727) 204-0850

MLS: StellarMLS #TB8341614

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Recently listed in CLEARWATER