tomo logo

$425,000

Beds
3
Baths
1.0
sq ft
1,000

1032 N 14th St, Fernandina Beach, FL 32034

1032 N 14th St

Fernandina Beach, FL 32034

  • 23 days on market
    • Price drop $15,000↓
Are you searching for the perfect home to complement your island lifestyle? Look no further than 1032 N 14th Street. This charming property offers three bedrooms, one fully updated bathroom, and vinyl plank flooring throughout. Additional features include a carport, a covered back deck, and a spacious, fenced-in yard—ideal for relaxation or outdoor activities. Located in a prime area, this home provides easy access to a variety of island attractions. Whether you're a boater, surfer, nature enthusiast, or simply enjoy dining out and strolling to watch the sunset in Downtown Fernandina, everything you need is just moments away. Enjoy the convenience of being close to Old Town, Dee Dee Bartels Boat Ramp, Egan's Creek Park, Fort Clinch, Main Beach, and just two minutes from the heart of Downtown Fernandina Beach. Begin living the life you've always dreamed of at 1032 N 14th Street today!

Details

Property type

Single Family Residence

Est. home value

$392,593

Lot size

7,405.2 sq ft

Price per sq ft

$425

Year built

1974

Annual property taxes

$4,809.38

Price History

01/26/2025
RealMLS

RealMLS #2064121

Price change
$425,000
-3.41%
01/10/2025
RealMLS

RealMLS #2064121

Listed
$440,000
+1.15%
03/29/2024
RealMLS

RealMLS #2015650

Sold
$435,000
-12.83%

Schools & Community

Elementary school: 

Emma Love Hardee

Middle school: 

Fernandina Beach

High school: 

Fernandina Beach

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$107,337
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$283,663
Cash to seller
$107,337

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Capital City Home Loans Llc

Loan start date

October 2021

Original loan amount

$305,550

Est. remaining balance

$283,663

Interest rate

2.87%

Loan type

New Conventional, 30 year

Seller

Scott L Kellogg and Miranda S Kellogg

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
RealMLS
$385,000
3 bd
|
2.5 ba
|
1,800 sq ft
|
House

96782 Chester Rd, Yulee, FL 32097

RealMLS
$487,900
3 bd
|
2 ba
|
1,248 sq ft
|
House

901 Cedar St, Fernandina Beach, FL 32034

Price drop
RealMLS
$475,000
3 bd
|
2 ba
|
1,128 sq ft
|
House

230 Benjamin St, Fernandina Beach, FL 32034

Status: Active

Tomo last checked: 02/02/2025 at 5:25 AM

Listing updated: 01/26/2025 at 5:11 PM

Listed by: PRESLEY B MILLER, FERNANDINA BEACH REALTY Phone #: (904) 879-3011

MLS: RealMLS #2064121

RealMLS logo