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$359,000

Beds
3
Baths
1.5
sq ft
1,716

105 E Congress St, Charles Town, WV 25414

105 E Congress St

CHARLES TOWN, WV 25414

  • 131 days on market
This colonial gem in the heart of Charles Town boasts significant history that can be traced to the Washington family. Although the actual date the property was built is not known, the rafter construction with handmade wooden pegs, indicate late 1700's to early 1800's. The house was owned by Thomas Hammond and his wife, Mildred Gregory Washington (daughter of Charles and Mildred Washington) in 1801, based on Jefferson County records. It is believed that Thomas and Mildred lived there until her death in 1804. Jefferson County records show that the property changed owners in 1805. The house was originally a log home and has been restored and modernized over time. the original wide plank floors and fireplace remain. The main floor features a living room, dining room, kitchen, pantry, half bath and a large laundry room. The upper floor has three bedrooms, an office nook, and a full bathroom. There is a spacious attic that provides ample accessible storage. The current owner did a complete renovation of the yard, which is now ready for gardening and entertaining. The Garden House behind the main house can be converted into more living space, an office, or studio. The possibilities are many. This truly, one of a kind property, is only a few blocks away from shops, restaurants, the library and farmers market, and awaits a new steward.

Details

Property type

Single Family Residence

Est. home value

$278,753

Lot size

3,484.8 sq ft

Price per sq ft

$210

Year built

1801

Annual property taxes

$1,674.68

HOA

No

Price History

09/26/2024
Bright

Bright #WVJF2013822

Listed
$359,000
+8.79%
05/31/2024
Bright

Bright #WVJF2011284

Sold
$330,000
+18.71%
05/17/2022
Bright

Bright #WVJF2003566

Sold
$278,000

Schools & Community

Elementary school: 

CALL SCHOOL BOARD

Middle school: 

CALL SCHOOL BOARD

High school: 

CALL SCHOOL BOARD

Community features: 

Sidewalks, Street Lights

School district: 

JEFFERSON COUNTY SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$117,536
Asking price
$359,000
Closing costs (~8% of asking)
-$28,720
Est. remaining loan balance
-$212,744
Cash to seller
$117,536

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Planet Home Lending Llc

Loan start date

May 2022

Original loan amount

$222,400

Est. remaining balance

$212,744

Interest rate

4.67%

Loan type

New Conventional, 30 year

Seller

Alan B Hart and Cornelia A Hart

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/26/2025 at 1:35 AM

Listing updated: 01/05/2025 at 10:59 PM

Listed by: Kimberly T Wheatley, Samson Properties Phone #: (304) 930-5128

MLS: Bright #WVJF2013822

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