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$359,000

Beds
3
Baths
1.5
sq ft
1,716

105 E Congress St, Charles Town, WV 25414

105 E Congress St

CHARLES TOWN, WV 25414

  • Coming soon
Charming Colonial nestled in the heart of Charles Town! This little gem, circa 1801, was originally a log home. It has been lovingly restored over the years and is modern and up to date for today's lifestyle. The original wide plank heart pine floors, combined with the original fireplaces add warmth and cheer of days gone by. The main floor features a living room, dining room, kitchen, pantry, half bath and a large laundry room. The upper floor has three bedrooms, an office nook, and a full bathroom. Step outside to the lush new yard, ready for a gardener's touch! Entertain on the patio. The Garden House provides ample storage on two levels and could be converted into a guest suite, studio or office. This wonderful property is only a few blocks away from shops, restaurants, the library and the farmer's market.

Details

Property type

Single Family Residence

Est. home value

$278,753

Lot size

3,484.8 sq ft

Price per sq ft

$210

Year built

1801

Annual property taxes

$1,674.68

HOA

No

Price History

05/31/2024
Bright

Bright #WVJF2011284

Sold
$330,000
+18.71%
05/17/2022
Bright

Bright #WVJF2003566

Sold
$278,000

Schools & Community

Elementary school: 

CALL SCHOOL BOARD

Middle school: 

CALL SCHOOL BOARD

High school: 

CALL SCHOOL BOARD

Community features: 

Sidewalks, Street Lights

School district: 

JEFFERSON COUNTY SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$116,262
Asking price
$359,000
Closing costs (~8% of asking)
-$28,720
Est. remaining loan balance
-$214,018
Cash to seller
$116,262

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Planet Home Lending Llc

Loan start date

May 2022

Original loan amount

$222,400

Est. remaining balance

$214,018

Interest rate

4.67%

Loan type

New Conventional, 30 year

Seller

Alan B Hart and Cornelia A Hart

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Coming Soon

Tomo last checked: 09/19/2024 at 12:30 PM

Listing updated: 09/18/2024 at 8:36 AM

Listed by: Kimberly T Wheatley, Samson Properties Phone #: (304) 930-5128

MLS: Bright #WVJF2013822

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