tomo logo

$510,000

Beds
3
Baths
2.0
sq ft
2,000

105 Reserve Cir, Saint Marys, GA 31558

105 Reserve Cir

St. Marys, GA 31558

  • 68 days on market
Immaculate Craftsman style home completed in 2022 by Bent Pine Construction located in the prestigious gated golf course community of Osprey Cove. Beautiful wood-look tile floors flow through the entire house. Beautiful granite in kitchen, bathrooms and laundry. The open floor plan and large island is great for entertaining. Stainless steel GE appliances, large single bowl undermount composite sink and induction cooktop make the kitchen a cook's dream. The split bedroom plan offers privacy for everyone. The backyard is lush and private, backing up to a green space of beautiful trees. Enjoy bird watching from your screened-in porch or grilling on the patio. Fresh interior paint and plantation shutters recently installed. This house is move-in ready. The listing agent is the owner.

Details

Property type

Single Family Residence

Est. home value

$455,990

Lot size

0.61 acres

Price per sq ft

$255

Year built

2021

Annual property taxes

$4,659.36

Monthly HOA fee

$133.42

Price History

03/28/2025
GeorgiaMLS

GeorgiaMLS #10447577

Price change
$510,000
+2%
03/01/2025
GeorgiaMLS

GeorgiaMLS #10447577

Price change
$500,000
-1.96%
02/08/2025
GeorgiaMLS

GeorgiaMLS #10447577

Price change
$510,000
-1.92%

Schools & Community

Elementary school: 

Saint Marys

Middle school: 

Saint Marys

High school: 

Camden County

Community features: 

Gated, Clubhouse, Fitness Center, Golf, Park, Pool, Sidewalks, Street Lights, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$272,463
Asking price
$510,000
Closing costs (~8% of asking)
-$40,800
Est. remaining loan balance
-$196,737
Cash to seller
$272,463

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Powerco Federal Credit Union

Loan start date

January 2022

Original loan amount

$210,900

Est. remaining balance

$196,737

Interest rate

3.11%

Loan type

New Conventional, 30 year

Seller

Joseph L Kitchel and Sherrie F Kitchel

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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GeorgiaMLS
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219 Placid Rd, Saint Marys, GA 31558

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GeorgiaMLS
$505,286
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100 Bateau Dr, Saint Marys, GA 31558

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GeorgiaMLS
$544,900
3 bd
|
2 ba
|
2,012 sq ft
|
House

212 Placid Rd, Saint Marys, GA 31558

Status: Active

Tomo last checked: 04/05/2025 at 11:55 PM

Listing updated: 03/31/2025 at 1:12 AM

Listed by: Becky Lynn Newman, Avalon Properties Group

MLS: GeorgiaMLS #10447577

GeorgiaMLS logo

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