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$439,000

Beds
1
Baths
1.0
sq ft
725

10515 Front Beach Rd Unit 405, Panama City Beach, FL 32407

10515 Front Beach Rd Unit 405

Panama City Beach, FL 32407

  • Pending
    • Price drop $10,000↓
Boasting a larger-than-average balcony, this gulf-front condo is superbly located for enjoying direct views of the white sandy beach, dunes and breathtaking Gulf of Mexico from your own private space. The well-designed living area has been updated to include new LVP flooring, shiplap and chic decor in a soothing palette of colors. Behind the sleeper sofa, a mirrored wall enhances light and space, complementing the trio of sliding glass doors. Step out onto the balcony that extends across both the living room and master bedroom. There's ample space for lounging, dining and reading beneath gently turning fans. The generously sized master bedroom has an updated ensuite bathroom with twin vanity and shower over the tub. Wake up to stunning gulf views through full-height glass windows that provide direct balcony access. It's the perfect start to any day at the beach. Prepare breakfast, meals and snacks in the fully equipped kitchen. Recently updated, it has a new tile backsplash and stainless steel appliances. Dine on stools at the breakfast bar or relax at the formal dining table and take in the panoramic gulf views from this fourth-floor location. Suitable as a vacation home or investment with a strong rental history, this well-located unit has plenty of amenities. Days will be pleasantly filled with activities around the ocean pool, hot tubs and resort-style lagoon pool. A private walkover takes you directly to the beach for swimming, walking and dolphin-spotting. Poolside dining at the tiki bar provides an opportunity to socialize with friends and neighbors and there's a fitness center and a shop onsite. Elevator access and an owner's closet round off the benefits at this spectacular Panama City Beach retreat.

Details

Property type

Condominium

Est. home value

$479,452

Lot size

Unknown

Price per sq ft

$606

Year built

1998

Annual property taxes

$5,328.55

Monthly HOA fee

$666.67

Price History

09/12/2024
CentralPanhandle

CentralPanhandle #753904

Pending
$439,000
04/02/2024
CentralPanhandle

CentralPanhandle #753904

Price change
$439,000
-2.23%
03/08/2024
CentralPanhandle

CentralPanhandle #753904

Listed
$449,000
-10.18%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Community features: 

Pool, Gated, Fitness Center, Park

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$15,439
Asking price
$439,000
Closing costs (~8% of asking)
-$35,120
Est. remaining loan balance
-$388,441
Cash to seller
$15,439

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bankplus

Loan start date

September 2022

Original loan amount

$399,920

Est. remaining balance

$388,441

Interest rate

5.3%

Loan type

New Conventional, 30 year

Seller

Will L Osborne Jr and Laura Osborne

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 09/20/2024 at 4:35 AM

Listing updated: 09/12/2024 at 4:29 PM

Listed by: Whitney E Cooley, Scenic Sotheby's International Realty Phone #: (850) 231-6052

MLS: CentralPanhandle #753904

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