tomo logo

$349,000

Beds
3
Baths
2.0
sq ft
1,665

107 Heritage Cir, Panama City Beach, FL 32407

107 Heritage Cir

Panama City Beach, FL 32407

  • <1 day on market
Charming 3-bedroom, 2-bathroom home located at 107 Heritage Circle, Panama City Beach, FL. Nestled in a quiet and peaceful neighborhood, this home exudes character and warmth, perfect for those seeking a coastal lifestyle with a touch of charm. The inviting layout offers comfortable living spaces, ideal for both relaxing and entertaining. The property's fantastic location provides easy access to the beach, local shopping, dining, and entertainment, while still offering the tranquility of a quiet community. This is the perfect home for anyone looking to enjoy the best of Panama City Beach living.

Details

Property type

Single Family Residence

Est. home value

$349,680

Lot size

6,142 sq ft

Price per sq ft

$210

Year built

1987

Annual property taxes

$3,475

Monthly HOA fee

$12.5

Price History

09/24/2024
CentralPanhandle

CentralPanhandle #763608

Listed
$349,000
+9.06%
08/31/2022
CentralPanhandle

CentralPanhandle #728955

Sold
$320,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$204,545
Asking price
$349,000
Closing costs (~8% of asking)
-$27,920
Est. remaining loan balance
-$116,535
Cash to seller
$204,545

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Centennial Bank

Loan start date

August 2022

Original loan amount

$120,000

Est. remaining balance

$116,535

Interest rate

5.51%

Loan type

New Conventional, 30 year

Seller

Eric C Otto and Shannon E Otto

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 10/09/2024 at 10:20 PM

Listing updated: 10/08/2024 at 11:43 PM

Listed by: Justin Cater, EXP Realty LLC Phone #: (888) 883-8509

MLS: CentralPanhandle #763608

CentralPanhandle logo