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$350,000

Beds
3
Baths
2.5
sq ft
2,700

107 Wharton Ln, Columbia, SC 29229

107 Wharton Ln

Columbia, SC 29229

  • 253 days on market
    • Price drop $10,000↓
**ASSUMABLE FHA LOAN AT A 3.1% INTEREST RATE!** BACK ON THE MARKET DUE TO NO FAULT OF THE SELLERS! GORGEOUS HOME NESTLED IN DESIRABLE LAKE CAROLINA COMMUNITY, ZONED FOR AWARD-WINNING RICHLAND 2 SCHOOLS! This 3 bedroom/ 2.5 bath home is full of amazing features and updates including freshly painted interior! Natural light spills throughout the flowing layout as you move with ease from one room to the next. The large living room features a cozy fireplace, hardwood floors, and easy access to the kitchen! The spacious and bright eat-in kitchen boasts ample counter and cabinet space making cooking a breeze! The owner's suite offers a walk-in closet and spa-like en suite with a soaking tub! Each additional bedroom features ample closet space and access to a lovely shared full bath. Enjoy relaxing or entertaining with family and friends in the stunning sun room or on the large deck that looks out onto the fully-fenced backyard! Also take in all Lake Carolina has to offer with shopping, community pool and community dock! ASSUMABLE FHA LOAN AT A 3.1% INTEREST RATE!!

Details

Property type

Single Family Residence

Est. home value

$356,273

Lot size

Unknown

Price per sq ft

$130

Year built

2007

HOA

Yes

Price History

06/21/2024
ColumbiaSC

ColumbiaSC #572954

Listed
$350,000
05/13/2024
ColumbiaSC

ColumbiaSC #572954

Pending
$350,000
10/26/2023
ColumbiaSC

ColumbiaSC #572954

Listed
$350,000
+7.69%

Schools & Community

Elementary school: 

Lake Carolina

Middle school: 

Kelly Mill

High school: 

Blythewood

School district: 

Richland Two

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$21,455
Asking price
$350,000
Closing costs (~8% of asking)
-$28,000
Est. remaining loan balance
-$300,545
Cash to seller
$21,455

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Southwest Funding Lp

Loan start date

October 2021

Original loan amount

$319,113

Est. remaining balance

$300,545

Interest rate

2.88%

Loan type

FHA, 30 year

Seller

Huey Gage Mannual Wooten Iii

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 07/05/2024 at 2:35 AM

Listing updated: 06/21/2024 at 6:03 PM

Listed by: Lindsay Eaton, Keller Williams The Downing Group

MLS: ColumbiaSC #572954

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