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$1,450,000

Beds
4
Baths
4.5
sq ft
5,861

108 Campbell Dr, Winter Haven, FL 33884

108 Campbell Dr

WINTER HAVEN, FL 33884

  • 45 days on market
    • Price drop $49,000↓
Discover timeless charm in this stunning lakefront residence located in the quaint gated community of Lake Rubywood. This impressive property is situated on a prime 1-acre lakefront lot along the shores of private Lake Ruby, with access to a second lake, Lake Bess. Renowned for excellent water skiing and fishing, this serene location offers low-traffic waters perfect for enjoying waterfront activities without the crowds. A landscaped circular drive leads to this elegant traditional-style home, featuring an impressive front facade with soaring pillars, meticulously maintained grounds, and an expansive lot that envelops this executive-level residence. Inside, the home boasts over 5,800 sqft of spacious living area, including 4 full bedrooms, 4.5 baths, a ground-floor primary suite, in-law quarters, a dedicated office, formal living and dining areas, an upstairs bonus room, and distinctive architectural elements throughout. The grand foyer opens to reveal stunning hardwood floors, a beautifully handcrafted wood staircase, and an elegant chandelier that bathes the entry in light. The huge family room features 20' high ceilings, a wood-burning fireplace, a wet bar, and expansive arched windows that perfectly frame the waterfront setting. The well-appointed kitchen is designed with the entertainer in mind, featuring solid surface and granite counters, a center prep/serving island with a second sink, a nook, and an extended breakfast bar. An elegant formal dining room, complete with a built-in serving buffet, awaits special occasions and holiday dinners, offering ample space for family and guests. The expansive lake view owner's suite, located on the ground floor, includes a sitting area, two huge walk-in closets, and an en-suite bath with a walk-in shower, jetted tub, and two vanities. The executive office offers privacy for working from home, featuring rich wood flooring and custom cabinetry. The second floor hosts two generously sized bedrooms, each with easy bathroom access and ample closet space. You'll also find a large bonus room overlooking the lake, ideal for a playroom, theater, or second living room. A lower-level bedroom, complete with an attached bathroom, walk-in closet, private entry, and access to the pool area, makes the perfect in-law suite. Outside, a paradise awaits with a screen-enclosed porch, a beautiful 15x31 pool with a spa and gazebo. Enjoy tranquil morning sunrises over the lake and welcome shade in the afternoons. The fenced backyard and dock complete the lakefront setting, offering great waters for skiing, boating, and fishing. Additional features include an inside laundry, a 3-car garage, a circular driveway, lake-fed irrigation, and more. This exceptional property provides the best of lakefront living in a serene community. Winter Haven offers a charming small-town feel with proximity to major cities. Positioned between Tampa and Orlando, residents enjoy easy commutes, access to airports, premier medical facilities, shopping, dining, and more. Come discover this Central Florida lakefront paradise!

Details

Property type

Single Family Residence

Est. home value

$1,677,084

Lot size

1.06 acres

Price per sq ft

$248

Year built

1998

Annual property taxes

$13,891

Monthly HOA fee

$145.83

Price History

08/20/2024
StellarMLS

StellarMLS #P4931279

Price change
$1,450,000
-3.27%
07/24/2024
StellarMLS

StellarMLS #P4931279

Listed
$1,499,000
+62.05%
09/30/2016
StellarMLS

StellarMLS #P4708557

Sold
$925,000

Schools & Community

Elementary school: 

Chain O Lakes Elem

Middle school: 

Denison Middle

High school: 

Lake Region High

Community features: 

Gated

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$755,200
Asking price
$1,450,000
Closing costs (~8% of asking)
-$116,000
Est. remaining loan balance
-$578,800
Cash to seller
$755,200

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bank Of America Na

Loan start date

September 2016

Original loan amount

$700,000

Est. remaining balance

$578,800

Interest rate

3.45%

Loan type

New Conventional, 30 year

Seller

Jose G Cruz and Tiffany C Cruz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/07/2024 at 7:20 AM

Listing updated: 08/26/2024 at 6:45 PM

Listed by: Michael Stone, THE STONES REAL ESTATE FIRM Phone #: (863) 412-2080

MLS: StellarMLS #P4931279

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Recently listed in WINTER HAVEN