tomo logo

$699,000

Beds
4
Baths
4.5
sq ft
4,056

108 Middlesex Ave, Chester, CT 06412

108 Middlesex Ave

Chester, CT 06412

  • Pending
Welcome to 108 Middlesex Ave. A multi family Colonial income producing property in the heart of Chester! The home was built in 2002, and in 2006 an attached accessory dwelling unit / inlaw apartment was added and is now occupied at $2,000 a month. The main house features a bright and inviting layout with hardwood floors, a cozy fireplace in the living room and sliders from the dining room out to the deck. A well-appointed kitchen has a pantry, granite countertops, stainless steel appliances, a custom wine rack and tile floor. There is also a nice half bath on this main level. Upstairs, the primary suite boasts a walk-in closet and a full bath, accompanied by two additional bedrooms and a full bathroom in the hallway. There is also a walk up storage attic and finished area. The lower level is mint and fully finished and walks out to the two car garage. The private rentable ADU has one bedroom, a full bathroom, living room dining combo, full kitchen, full laundry, nice walk up additional space and separate electric meter. Outside, enjoy the expansive backyard with a deck, an above-ground (heated??) pool, a shed with power for extra storage, and underground sprinklers. Additional highlights include EV charger, Generac generator (leased), and solar panels (owned). Located just minutes from Chester's vibrant town center, shopping, and dining, this home offers the perfect blend of comfort and convenience. Don't miss this incredible opportunity. Also listed under mls#24082679

Details

Property type

Single Family Residence

Est. home value

$658,241

Lot size

0.74 acres

Price per sq ft

$173

Year built

2002

Annual property taxes

$10,726

HOA

No

Price History

04/02/2025
SmartMLS

SmartMLS #24076425

Pending
$699,000
02/25/2025
SmartMLS

SmartMLS #24076425

Listed
$699,000
12/25/2024
SmartMLS

SmartMLS #24040512

Removed
$699,000

Schools & Community

Elementary school: 

Chester

Middle school: 

Region 4

High school: 

Valley

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$296,277

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$296,277

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Pending/Under Contract

Tomo last checked: 04/02/2025 at 10:20 PM

Listing updated: 04/02/2025 at 6:01 PM

Listed by: Trever R. Smith, Chiarito Real Estate LLC Phone #: (860) 876-7144

MLS: SmartMLS #24076425

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