tomo logo

$736,000

Beds
3
Baths
4.5
sq ft
4,056

108 Middlesex Ave, Chester, CT 06412

108 Middlesex Ave

Chester, CT 06412

  • 28 days on market
    • Price drop $39,000↓
This Bright and Comfortable Home features a lovely main living area, highlighted with a great finished lower level and a quiet finished 3rd floor. In addition, there is a spacious In-law suite with living room, kitchen area, main floor bedroom, laundry and a 2nd floor living space, with 2 private / separate entrance. Ample paved parking is available for all. The main space includes a lovely kitchen accented with granite counters, cherry cabinets and pantry. A formal dining room, a front to back living room opening to a large deck overlooking the private back yard, storage shed, above ground pool, and fire-pit area. Upstairs are the Primary Bedroom, 2 spacious bedrooms and access to the 3rd floor. The oversized garage has extra space for a workbench, storage and many extras; including an EV charging station. There are so many extra features: Solar panels, whole house generator (leased), sprinkler system for the yard, automatic exterior lighting, decorative stone and paver walls and walkway, security system, built-in safe and so much more. This home has so much potential for all your needs.

Details

Property type

Single Family Residence

Est. home value

$658,241

Lot size

0.74 acres

Price per sq ft

$182

Year built

2002

Annual property taxes

$10,726

Price History

09/16/2024
SmartMLS

SmartMLS #24040512

Price change
$736,000
-5.03%
08/19/2024
SmartMLS

SmartMLS #24040512

Listed
$775,000

Schools & Community

Elementary school: 

Per Board of Ed

Middle school: 

Unknown

High school: 

Per Board of Ed

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$302,971

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$302,971

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/16/2024 at 1:45 PM

Listing updated: 09/16/2024 at 11:42 AM

Listed by: Patrick F. Reed, Chiarito Real Estate LLC Phone #: (860) 395-7412

MLS: SmartMLS #24040512

SmartMLS logo

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