tomo logo

$699,000

Beds
3
Baths
4.5
sq ft
4,056

108 Middlesex Ave, Chester, CT 06412

108 Middlesex Ave

Chester, CT 06412

  • 126 days on market
    • Price drop $37,000↓
Lovely Colonial Home with Fabulous 2 Story In-law suite with private entrance. The main part of the home is highlighted with gleaming hardwood floors and both a finished great room in the attic and a spacious family room in the lower level. The kitchen features granite countertops and cherry cabinets while the front to back living room as a pretty fireplace and opens to a private deck overlooking the backyard. 3 generous size bedrooms are on the second floor with the potential for more bedrooms in the finished attic or the in-law side of the home. Extra amenities in this home are: irrigation system, solar panels, leased generator, storage shed, roomy paved driveway, front stone paver walkway, oversized garage with EV charging station, security cameras, built in safe and so much more.

Details

Property type

Single Family Residence

Est. home value

$658,241

Lot size

0.74 acres

Price per sq ft

$173

Year built

2002

Annual property taxes

$10,726

Price History

10/21/2024
SmartMLS

SmartMLS #24040512

Price change
$699,000
-5.03%
09/16/2024
SmartMLS

SmartMLS #24040512

Price change
$736,000
-5.03%
08/19/2024
SmartMLS

SmartMLS #24040512

Listed
$775,000

Schools & Community

Elementary school: 

Per Board of Ed

Middle school: 

Unknown

High school: 

Per Board of Ed

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

March 2023

Original loan amount

$216,800

Est. remaining balance

Not provided

Interest rate

6.13%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

April 2021

Original loan amount

$313,200

Est. remaining balance

Not provided

Interest rate

2.21%

Loan type

Balloon, 15 year

Seller

Patricia Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Liberty Bank

Loan start date

April 2021

Original loan amount

$112,000

Est. remaining balance

Not provided

Interest rate

2.73%

Loan type

Balloon, 30 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Spring Eq Llc

Loan start date

March 2020

Original loan amount

$94,900

Est. remaining balance

Not provided

Interest rate

3.6%

Loan type

Stand Alone Refi (Refinance of Original Loan), 20 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

October 2019

Original loan amount

$338,100

Est. remaining balance

Not provided

Interest rate

3.03%

Loan type

Stand Alone Refi (Refinance of Original Loan), 15 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$300,119

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Wells Fargo Bank Na

Loan start date

May 2013

Original loan amount

$408,500

Est. remaining balance

$300,119

Interest rate

3.63%

Loan type

Not Provided, 30 year

Seller

Patricia N Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Ctx Mortgage Co Llc

Loan start date

August 2006

Original loan amount

$146,000

Est. remaining balance

$0

Interest rate

6.44%

Loan type

Not Provided, 15 year

Seller

Carmen Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Lender

Liberty Bank

Loan start date

November 2004

Original loan amount

$25,000

Est. remaining balance

$0

Interest rate

5.61%

Loan type

Not Provided, 10 year

Seller

Carmen P Saglimbeni

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Similar Homes Nearby

Price drop
SmartMLS
$760,000
3 bd
|
3 ba
|
4,224 sq ft
|
House

121 Saybrook Rd, Essex, CT 06426

SmartMLS
$750,000
3 bd
|
2.5 ba
|
1,904 sq ft
|
House

896 Boston Post Rd, Westbrook, CT 06498

Price drop
SmartMLS
$645,000
3 bd
|
2 ba
|
1,553 sq ft
|
House

22 Caulkins Rd, Old Lyme, CT 06371

Status: Active

Tomo last checked: 12/23/2024 at 7:45 AM

Listing updated: 12/18/2024 at 11:59 AM

Listed by: Patrick F. Reed, Chiarito Real Estate LLC Phone #: (860) 395-7412

MLS: SmartMLS #24040512

SmartMLS logo

Recently listed in Chester

$699,000|3 bd|4.5 ba|House
$1,375,000|4 bd|3.5 ba|House
$599,000|2 bd|1.5 ba|House
$764,000|2 bd|3.0 ba|House