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$1,800,000

Beds
5
Baths
6.0
sq ft
4,566

108 N River Dr, Saint Augustine, FL 32095

108 N River Dr

St Augustine, FL 32095

  • 16 days on market
*BREAKING -GET A 1% CREDIT TOWARDS CLOSING COSTS WITH SELLER'S PREFERRED LENDER! Welcome to your dream home down a highly desired beautiful tree lined street in the amenity filled Palencia! This stunning 5-bed,6-bath estate offers 4,566 sq.ft. of luxury, built by Howard White,N. Florida Builders. This custom home seamlessly blends open-concept living with timeless traditional design, on an expansive .69-acre corner preserve lot. All bedrooms feature walk-in closets & en-suite baths, ensuring comfort & privacy for all. The primary suite, office, & an additional en-suite bedroom are conveniently located on the first floor, while the 2nd floor boasts 3 bedrooms, a game room, & a balcony with breathtaking views of the private, serene backyard oasis. Outdoor living is a dream with a spacious screened lanai, pool, spa, stone fireplace, & summer kitchen, all overlooking lush greenery. This meticulously maintained home features modernized kitchen appliances,wood floors, new roof (2019), HVAC (2020), water heater (2022), gutters (2023), smoke detectors (2024), fresh exterior paint (2025). The Palencia community has multiple fitness centers, pools, parks, pickleball, tennis courts, basketball, walking trails and the Tolomato Boardwalk where you can fish, picnic or relax viewing wildlife along the Tolomato River/intracoastal waterway. If you're a golfer the Palencia Club is a premier private Golf and Country Club that you can join within the neighborhood. Enjoy luxury, privacy, nature and resort-style living in one of St. Augustine's most sought-after communities!

Details

Property type

Single Family Residence

Est. home value

$1,640,190

Lot size

0.69 acres

Price per sq ft

$395

Year built

2003

Annual property taxes

$12,454.24

Monthly HOA fee

$12.5

Price History

02/06/2025
RealMLS

RealMLS #2069030

Listed
$1,800,000
+114.29%
09/08/2017
RealMLS

RealMLS #873105

Sold
$840,000
+5.13%
02/23/2003
RealMLS

RealMLS #151585

Sold
$799,000

Schools & Community

Elementary school: 

Palencia

Middle school: 

Pacetti Bay

High school: 

Allen D. Nease

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$898,235
Asking price
$1,800,000
Closing costs (~8% of asking)
-$144,000
Est. remaining loan balance
-$757,765
Cash to seller
$898,235

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Navy Fcu

Loan start date

March 2021

Original loan amount

$830,000

Est. remaining balance

$757,765

Interest rate

2.73%

Loan type

VA, 30 year

Seller

Christopher R Toner and Jennifer L Toner

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 6:15 PM

Listing updated: 02/11/2025 at 4:36 PM

Listed by: CHRISTOPHER T SNOW, LPT REALTY LLC Phone #: (904) 785-8525

MLS: RealMLS #2069030

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