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$425,000

Beds
4
Baths
2.0
sq ft
2,071

10839 Wild Cotton Ct, Land O Lakes, FL 34638

10839 Wild Cotton Ct

LAND O LAKES, FL 34638

  • <1 day on market
Beautiful 4-Bedroom Home in Prime Location – Move-In Ready! This stunning, well-maintained 4-bedroom, 2-bathroom home, built in 2004, is packed with upgrades and ready for its next owner! This home has plenty of room for entertaining or just have space for the whole family. Located on a peaceful cul-de-sac, this home offers privacy, convenience, and a community-focused lifestyle. Key Features: * 4 spacious bedrooms and 2 remodeled bathrooms * 2-car garage * High ceilings and ceiling fans in most rooms * Breakfast nook * Formal Dining room and Living room combo * Large family room * Stone countertops and updated appliances (microwave, dishwasher, fridge, stove, washer, dryer) * A/C replaced in 2019 * The roof replaced in 2020 * New exterior and interior paint * Oversized screened patio enclosure added in 2021 * Vinyl-fenced yard with a dedicated fire pit area * Termite bait stations around the home’s perimeter * Very little yard maintenance required Community Perks: * Low HOA dues paid quarterly * No Community Development District (CDD) fees * Homestead exemption * Not in a flood zone * Walking distance to the community center featuring a basketball court, tennis court, covered playground, swimming pool, and clubhouse * Fire station right outside the community * Plenty of space for walking, running, and bike riding, plus miles-long paved trails along the nearby expressway Prime Location: * Quick access to the expressway for an easy commute into Tampa * Racetrac gas station is just minutes away * Publix grocery store is only 6 minutes away Don’t miss out on this incredible opportunity to own a beautiful, move-in-ready home with so many modern features and a fantastic location! Schedule your showing today!

Details

Property type

Single Family Residence

Est. home value

$392,571

Lot size

5,857 sq ft

Price per sq ft

$206

Year built

2004

Annual property taxes

$2,341

Monthly HOA fee

$75

Price History

02/27/2025
StellarMLS

StellarMLS #TB8355111

Listed
$425,000
+103.35%
03/11/2008
StellarMLS

StellarMLS #T2281614

Sold
$209,000

Schools & Community

Elementary school: 

Mary Giella Elementary-PO

Middle school: 

Crews Lake Middle-PO

High school: 

Hudson High-PO

Community features: 

Clubhouse, Playground, Pool, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$265,138
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$125,862
Cash to seller
$265,138

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Citimortgage Inc

Loan start date

March 2008

Original loan amount

$198,550

Est. remaining balance

$125,862

Interest rate

5.48%

Loan type

Not Provided, 30 year

Seller

Angel Ruiz and Rosa C Ruiz

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/28/2025 at 5:00 AM

Listing updated: 02/27/2025 at 6:51 PM

Listed by: DAVID Sanchez, ARK REALTY Phone #: (813) 679-7717

MLS: StellarMLS #TB8355111

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