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$349,900

Beds
3
Baths
2.0
sq ft
1,392

109 Wilton Rd, Chestertown, MD 21620

109 Wilton Rd

CHESTERTOWN, MD 21620

  • 99 days on market
Welcome to this charming 3-bedroom, 2-bathroom rancher, offering the perfect blend of comfort and convenience with one-level living in the desirable Chester Harbor community. Set on a spacious .76-acre lot on the Queen Anne's side of the Chester River, this home is ideally situated in a water-oriented neighborhood, perfect for boating enthusiasts and nature lovers alike. The home boasts a large primary bedroom with its own private bath and an impressive walk-in closet, which includes a cedar section for added storage and warmth. The kitchen and dining area, featuring newer flooring (installed just two years ago), create a modern, inviting space for meals and family gatherings. The kitchen is equipped with updated appliances, ensuring a functional and stylish area for cooking. Outside, the fenced yard—perfect for both kids (two- or four-legged)—provides a safe and spacious environment to play and explore. The fence, installed just four years ago, adds a secure touch to the property. Additionally, the detached two-car garage offers ample storage for vehicles, tools, or water toys.

Details

Property type

Single Family Residence

Est. home value

$308,994

Lot size

0.76 acres

Price per sq ft

$252

Year built

1976

Annual property taxes

$1,940

HOA

No

Price History

01/20/2025
Bright

Bright #MDQA2011782

Listed
$349,900
+61.24%
10/18/2019
BrightMLS

BrightMLS #MDQA140940

Sold
$217,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

QUEEN ANNE'S COUNTY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$171,652
Asking price
$349,900
Closing costs (~8% of asking)
-$27,992
Est. remaining loan balance
-$150,256
Cash to seller
$171,652

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Bay Capital Mortgage Corp

Loan start date

October 2019

Original loan amount

$168,686

Est. remaining balance

$150,256

Interest rate

3.58%

Loan type

New Conventional, 30 year

Seller

Crystal L Carpenter

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/04/2025 at 12:20 AM

Listing updated: 02/09/2025 at 2:39 PM

Listed by: Amy L Larrauri, Chesapeake Real Estate Associates, LLC Phone #: (443) 215-4663

MLS: Bright #MDQA2011782

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