tomo logo

$1,600,000

Beds
4
Baths
2.5
sq ft
3,576

1108 W Charter St, Tampa, FL 33602

1108 W Charter St

TAMPA, FL 33602

  • 9 days on market
EXTRAORDINARY RETREAT OFFERING A RARE COMBINATION OF ARCHITECTUAL DISTINCTION, MODERN COMFORT, AND A PRIME LOCATION! Meticulously Maintained Custom Home featuring 4 Bedrooms, 2.5 Bathrooms, Office, and a 3 Car Garage! This DECORATOR-DESIGNED sanctuary offers a spectacular great room with rich maple floors and "antique pine" finish, a remote-controlled gas fireplace, and integrated surround sound! The GOURMET KITCHEN BOASTS: Premium Granite Countertops, High- End Stainless-Steel Appliances, Two Built-in Convection Ovens, Gas Stove with Decorative Hood, Custom Cabinetry & Shelving, Abundant Storage and Breakfast Bar! Entertainment continues with an elegant wet bar featuring a built-in wine rack, refrigerator, & additional cabinets, plus a nearby granite island perfect for buffet service to the dining area! The FIRST FLOOR PRIMARY RETREAT offers a spacious walk-in closet and a spa-inspired En-Suite bathroom, with a Japanese soaking tub, oversized shower, and dual-sinks with granite countertops! ADDITIONAL FEATURES: Oversized office with built-in bookshelves and wrought iron gate. Florida room with fireplace, gas grill, and hot tub. Laundry room with LG front-load washer/dryer, utility sink, and walk-in pantry! Ascend the ornate staircase featuring a wrought iron railing and a Custom Newel Post, carved from a Captain's desk, to find three spacious bedrooms and a Jack and Jill Bathroom! ARCHITECTUAL ELEMENTS: Bell Tower with Copper Roof, Gutters with Copper Downspouts, Two peaceful Fountains and your own Decorative Wishing Well! DECORATOR TOUCHES: Antique scrolled mahogany piano legs repurposed as foyer balcony supports. Decorative wrought iron accents. Stunning stained-glass windows. RECENT IMPROVEMENTS in (2018) include: Two NEW AC systems (5Ton and 2.5 Ton), NEW Gutters, Fresh Exterior Paint, NEW Shutters, NEW Fence, NEW and EXPANDED Backyard Deck! ADDITIONAL AMENITIES: Double-pane windows, Rinnai Tankless Instant Hot Water Heater, Security system, Pest Guard System, Gas plumbed for a whole-house generator, Backyard Oasis with a natural gas fire pit! This community offers nearby parks and playgrounds, and easy access to Downtown Tampa, the Riverwalk, Water Street, International Mall, a Marina and Boat Club, Tampa International Airport, USF Health and Professional Sporting Events!

Details

Property type

Single Family Residence

Est. home value

$1,450,254

Lot size

0.23 acres

Price per sq ft

$448

Year built

2006

Annual property taxes

$11,320.11

HOA

No

Price History

03/21/2025
StellarMLS

StellarMLS #TB8364770

Listed
$1,600,000
+135.29%
08/14/2014
StellarMLS

StellarMLS #T2627897

Sold
$680,000

Schools & Community

Neighborhood: 

Riverside Heights

Elementary school: 

Graham-HB

Middle school: 

Stewart-HB

High school: 

Hillsborough-HB

Community features: 

Park, Playground

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Fifth Third Bank Na

Loan start date

September 2023

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

6.96%

Loan type

Future Advance Clause / Open End Mortgage, 30 year

Seller

Karen Terry and Stephen Terry

Lender

United Wholesale Mortgage

Loan start date

August 2020

Original loan amount

$506,000

Est. remaining balance

$455,099

Interest rate

3.03%

Loan type

New Conventional, 30 year

Seller

Stephen Terry and Karen Terry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 5:30 AM

Listing updated: 03/28/2025 at 10:40 AM

Listed by: Doreen Greco Ide, COLDWELL BANKER REALTY Phone #: (813) 977-3500

MLS: StellarMLS #TB8364770

StellarMLS logo

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