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$439,900

Beds
2
Baths
2.0
sq ft
1,040

1114 Santa Rosa Blvd Unit 408, Fort Walton Beach, FL 32548

1114 Santa Rosa Blvd Unit 408

Fort Walton Beach, FL 32548

  • 47 days on market
    • Price drop $19,100↓
*SIRS Inspection are completed with no issues* Your dream beach getaway awaits! This charming 2-bedroom, 2-bath condo at Sea Oats on Okaloosa Island offers seaside-inspired interiors and stunning partial Gulf views. The spacious, open living area features large floor-to-ceiling windows that flood the space with natural light. Located just steps from the immaculate white sand and emerald waters of the Gulf, the well-designed layout features a large master suite with an en-suite bath, plus a spacious guest bedroom and separate bath, perfect for beach stays. Enjoy all the amenities Sea Oats has to offer, including private beach access, a sparkling pool, fitness center, hot tub, tennis courts, and BBQ grills. Come experience the best of coastal living!

Details

Property type

Condominium

Est. home value

$538,799

Lot size

Unknown

Price per sq ft

$423

Year built

1983

Monthly HOA fee

$950

Price History

03/22/2025
EmeraldCoast

EmeraldCoast #968467

Price change
$439,900
-4.16%
02/12/2025
EmeraldCoast

EmeraldCoast #968467

Listed
$459,000
+39.6%
09/14/2020
EmeraldCoast

EmeraldCoast #843420

Sold
$328,800
+55.09%

Schools & Community

Elementary school: 

Elliott Point

Middle school: 

Bruner

High school: 

Fort Walton Beach

Community features: 

Pool, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$138,151
Asking price
$439,900
Closing costs (~8% of asking)
-$35,192
Est. remaining loan balance
-$266,557
Cash to seller
$138,151

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Advance Mortgage & Investment Co Inc

Loan start date

September 2020

Original loan amount

$295,920

Est. remaining balance

$266,557

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Joseph M Jost and Paula L Jost

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 03/31/2025 at 6:00 PM

Listing updated: 03/27/2025 at 2:01 PM

Listed by: Joe J Capelotti, Coastal Realty Services Phone #: (850) 244-2100

MLS: EmeraldCoast #968467

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