tomo logo

$800,000

Beds
3
Baths
2.0
sq ft
1,968

115 Greenwood Dr, Panama City Beach, FL 32407

115 Greenwood Dr

Panama City Beach, FL 32407

  • 8 days on market
Welcome to 115 Greenwood Drive, Panama City Beach, FL--a waterfront haven nestled on a spacious corner lot in highly desired Woodlawn Estates, just minutes from NSA Panama City (Naval Base)! This stunning property boasts direct canal access, complete with a dock equipped with electrical and water, two boat slips, and two lifts (6,000 lbs. and 12,000 lbs.)--making it a boater's dream with quick access to the Bay and Gulf.Step off the dock, and the outdoor space is an angler's paradise, featuring a privacy-fenced yard, outdoor shower, fish-cleaning station, grilling area, storage shed, and an open patio perfect for enjoying serene waterfront views. Relax on the deck overlooking the canal, where you might spot dolphins, fish, otters, and other wildlife.Inside, this home offers a spacious layout designed for both comfort and entertaining. The open kitchen features quartz countertops, ample wooden cabinetry, a walk-in pantry, stainless steel appliances--including a GE double oven with an air fryer--and a breakfast bar overlooking the welcoming living room with a wood-burning fireplace. A formal dining area and a separate formal living room provide versatile spaces for hosting family and friends. Please note: The chandelier in the dining area (pictured) is a family heirloom and will not be included in the sale. The generously sized bedrooms and bathrooms have all been updated in recent years, ensuring modern comfort and style throughout. Luxury vinyl plank flooring flows seamlessly through the home, complementing the spacious design.Additional highlights include a large laundry room with built-in cabinets, a 2-car garage with extra storage space, and the peace of mind that comes with FEMA map overlay showing Flood Zone X. The property also features a sprinkler system on a well and a water softener system, adding convenience and efficiency to the home.This home is a gem you don't want to miss!

Details

Property type

Single Family Residence

Est. home value

$619,458

Lot size

0.34 acres

Price per sq ft

$407

Year built

1963

Annual property taxes

$1,905

HOA

No

Price History

01/18/2025
CentralPanhandle

CentralPanhandle #767358

Listed
$800,000
+240.43%
03/10/2017
CentralPanhandle

CentralPanhandle #643137

Sold
$235,000

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

United States Small Business Admin

Loan start date

June 2019

Original loan amount

$200,000

Est. remaining balance

Not provided

Interest rate

4.12%

Loan type

SBA Participation Trust Deed, 30 year

Seller

Christopher R Cumberland and Courtney Cumberland

Lender

Community Bank Of Mississippi

Loan start date

February 2018

Original loan amount

$360,000

Est. remaining balance

$310,427

Interest rate

3.99%

Loan type

New Conventional, 30 year

Seller

Christopher Cumberland and Courney Sue Cumberland

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/26/2025 at 1:35 AM

Listing updated: 01/18/2025 at 4:20 AM

Listed by: Heather H Neubauer, ERA Neubauer Real Estate Inc Phone #: (850) 785-1551

MLS: CentralPanhandle #767358

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