tomo logo

$550,000

Beds
3
Baths
2.0
sq ft
1,251

117 W Fern St, Tampa, FL 33604

117 W Fern St

TAMPA, FL 33604

  • <1 day on market
    • Open house Feb 01
Set on a rare oversized (75x122) lot-and-a-half, this custom-renovated 1925 Craftsman Bungalow blends historic charm with modern updates and an entertainer’s dream backyard—plus space to add a pool or ADU. A porte-cochère with a trellis, lush landscaping, and a paver driveway enhance the home’s timeless curb appeal. Mature oaks line the brick-paved street, creating a picture-perfect setting in one of Tampa’s most sought-after neighborhoods. Inside, natural light pours through restored sash windows, highlighting rich wood flooring and a cozy fireplace. The living and dining areas lead seamlessly into a stunning custom kitchen with walnut cabinetry, concrete countertops, a gas cooktop, and stainless steel appliances. A bay window brightens the space, while thoughtful touches—built-in spice storage, floating shelves, and ample cabinetry—blend style and function. The layout offers versatility. A front bedroom with custom barn doors off the living room is ideal as a guest bedroom, office or family room. The rear primary suite is a private retreat with vaulted ceilings, a transom window, and a spa-like ensuite featuring subway tile, modern fixtures, and a walk-in shower. The second bath is equally striking, offering a cast iron and porcelain soaker tub, penny tile details, a skylit shower, and a custom floating wood vanity with an epoxy wood ribbon accent shelf. Designed for effortless entertaining, the backyard is a showstopper. An 800-square-foot paver patio centers the outdoor oasis, featuring a custom-built bar with a gas line, fridge, and a designated space for a kegerator. Gather around the natural gas fire pit on cool evenings or enjoy grilling while watching the game. Tropical landscaping, a rain chain gutter system, and automated lighting create a serene, low-maintenance retreat. The fully fenced yard offers privacy and space for a pool or guesthouse, plus a large storage shed for added functionality. Modern upgrades ensure comfort and reliability: a 2020 HVAC, 2019 tankless gas water heater, updated electrical and plumbing (including a 2019 water line), and a durable 2012 metal roof. Functional original double-hung windows with new screens invite fresh air in during cooler months, while custom hurricane fabric provides storm protection. Elevated and storm-ready, this home remained unscathed during the 2024 hurricane season. Enjoy walkable access to beloved neighborhood spots like Trip’s Diner, Ology Brewery, Rooster & the Till, and The Front Porch. Take in river views at Epps Park or visit Henry & Ola Dog Park. With quick access to downtown Tampa, the airport, and South Tampa, this home delivers the perfect blend of character, convenience, and investment potential. Buyers using the sellers preferred lender are eligible for a 1% incentive towards closing costs or interest rate buy down, making this rare find even more enticing. A true Seminole Heights treasure, this Craftsman Bungalow offers a lifestyle as inviting as its design.

Details

Property type

Single Family Residence

Est. home value

$602,464

Lot size

9,150 sq ft

Price per sq ft

$440

Year built

1925

Annual property taxes

$5,328.45

HOA

No

Price History

01/30/2025
StellarMLS

StellarMLS #TB8343806

Listed
$550,000
+35.27%
09/18/2020
StellarMLS

StellarMLS #T3260612

Sold
$406,600
+31.16%
04/10/2017
StellarMLS

StellarMLS #T2871068

Sold
$310,000

Schools & Community

Neighborhood: 

Seminole Heights

Elementary school: 

Seminole-HB

Middle school: 

Memorial-HB

High school: 

Hillsborough-HB

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$149,188
Asking price
$550,000
Closing costs (~8% of asking)
-$44,000
Est. remaining loan balance
-$356,812
Cash to seller
$149,188

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Gershman Investment Corp

Loan start date

September 2020

Original loan amount

$394,402

Est. remaining balance

$356,812

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Mitchell Frank Crosby

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/31/2025 at 9:55 AM

Listing updated: 01/31/2025 at 6:55 AM

Listed by: Danielle Morrison, COMPASS FLORIDA, LLC Phone #: (813) 355-0744

MLS: StellarMLS #TB8343806

StellarMLS logo

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