tomo logo

$399,000

Beds
2
Baths
2.5
sq ft
1,640

118 Ruth Dr Unit 530, Athens, GA 30601

118 Ruth Dr Unit 530

Athens, GA 30601

  • 6 days on market
Modern Urban Living at 118 Ruth Dr #530 Just 1 Mile from UGA! Discover the perfect blend of style, comfort, and convenience in this stunning 2-bedroom, 2.5-bathroom two-story condo at Urban Lofts in Athens, GA. Featuring hardwood floors throughout, soaring ceilings, and elegant granite countertops, this home exudes modern sophistication. The main level boasts an open-concept living space with a sleek, modern design and a convenient half bath. Upstairs, youll find two spacious bedrooms, each with its own ensuite bathroom, plus a laundry area for added convenience. Enjoy a private fenced courtyard, ideal for relaxation or entertaining, plus two assigned parking spots for hassle-free living. Conveniently located just 1 mile from UGA on the Athens bus line, with easy access to Downtown, North Oconee River Greenway, and The Firefly Trail. Perfect for a game day getaway, traveling professionals, or students seeking a private retreat. Dont miss this rare opportunity to own in Urban Lofts schedule your private tour today!

Details

Property type

Condominium

Est. home value

$360,544

Lot size

828 sq ft

Price per sq ft

$244

Year built

2007

Annual property taxes

$4,103.56

Monthly HOA fee

$250

Price History

03/26/2025
GeorgiaMLS

GeorgiaMLS #10486345

Listed
$399,000
+17.35%
06/02/2022
GeorgiaMLS

GeorgiaMLS #20037468

Sold
$340,000
+18.18%
06/01/2021
GeorgiaMLS

GeorgiaMLS #8929445

Sold
$287,700
+43.85%

Schools & Community

Elementary school: 

Howard B Stroud

Middle school: 

Coile

High school: 

Cedar Shoals

Community features: 

Street Lights

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$123,247
Asking price
$399,000
Closing costs (~8% of asking)
-$31,920
Est. remaining loan balance
-$243,833
Cash to seller
$123,247

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Oconee State Bank

Loan start date

June 2022

Original loan amount

$255,000

Est. remaining balance

$243,833

Interest rate

5%

Loan type

New Conventional, 30 year

Seller

Nancy Ann Fortunato and Patrick Steven Fortunato

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/02/2025 at 1:10 AM

Listing updated: 03/27/2025 at 4:45 PM

Listed by: Lynn Brogdon, RE/MAX Living

MLS: GeorgiaMLS #10486345

GeorgiaMLS logo

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