tomo logo

$519,000

Beds
3
Baths
2.0
sq ft
Unknown

1189 Josephine St, Oregon City, OR 97045

1189 Josephine St

Oregon City, OR 97045

  • 4 days on market
Updated in 2020, this charming one-story ranch-style home offers modern comfort and thoughtful design. Owned Blue Raven solar panels installed in 2021. Featuring an attached 2-car garage, this property boasts a private, level lot with territorial views. Inside, enjoy the warmth of a fireplace, vinyl flooring, and wall-to-wall carpet in the bedrooms. The kitchen is equipped with stainless steel appliances and ample cabinet space. A laundry area with washer and dryer adds convenience. Outside, the oversized fenced backyard provides plenty of space for gardening, activities, or relaxation, complemented by a patio and tool shed. Additional features include RV/boat storage and RV parking. Accessibility highlights include a garage on the main level, offering ease and practicality.

Details

Property type

Single Family Residence

Est. home value

$517,813

Property condition

Updated/Remodeled

Lot size

0.31 acres

Price per sq ft

Unknown

Year built

1978

Annual property taxes

$4,405.83

HOA

No

Price History

01/02/2025
PortlandOR

PortlandOR #24406232

Listed
$519,000
+19.31%
09/09/2020
PortlandOR

PortlandOR #20606819

Sold
$435,000
+51.83%
12/28/2015
PortlandOR

PortlandOR #15578046

Sold
$286,500

Schools & Community

Neighborhood: 

South End

Elementary school: 

John McLoughlin

Middle school: 

Gardiner

High school: 

Oregon City

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$103,676
Asking price
$519,000
Closing costs (~8% of asking)
-$41,520
Est. remaining loan balance
-$373,804
Cash to seller
$103,676

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Nations Direct Mortgage Llc

Loan start date

September 2020

Original loan amount

$413,250

Est. remaining balance

$373,804

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

Jacob A Rust and Sara De La Torre Rust

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/06/2025 at 1:30 AM

Listing updated: 01/05/2025 at 4:12 PM

Listed by: Russell Xay, Matin Real Estate Phone #: (503) 447-3599

MLS: PortlandOR #24406232

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