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$569,999

Beds
3
Baths
2.0
sq ft
1,938

122 Seaclusion Cir, Panama City Beach, FL 32413

122 Seaclusion Cir

Panama City Beach, FL 32413

  • 179 days on market
    • Price drop $7,000↓
***STUNNING BEACH HOUSE W/ POOL, LARGE SUNROOM/GAME ROOM, AND ACCESS TO PRIVATE BEACH IN A GOLF CART FRIENDLY COMMUNITY!*** Easily one of the nicest homes at an amazing price in the coveted Seaclusion/Bid-A-Wee Beach neighborhood. This beautifully renovated 3 bedroom, 2.5 bathroom Coastal Retreat offers your family everything you could want for the ultimate beach lifestyle. With exclusive access to over 2,300 feet of private beach, just a 5-minute walk or golf cart ride away, you can enjoy the emerald green water and sugar white sand every day. You are minutes from everything Panama City Beach has to offer including world class shopping, dining, attractions, and more. As you drive up, you will be greeted by the tropical landscaping and welcoming allure of this like new home. Step inside to discover charming coastal details, including designer light fixtures, a fresh, beachy color palette, and a spacious Florida Room--perfect for entertaining your family and friends. Imagine having your own private outdoor oasis with a sparkling pool, a covered grilling area, and an outdoor shower ideal for rinsing off after a day at the beach or poolside fun. HUGE BONUS: All the big ticket items have already been done so you can have fun and relax for years to come! Upgrades include: New roof and gutters New flooring and appliances Fresh interior and exterior paint Quartz countertops Sprinkler system New coated garage floor...AND MORE! This home blends timeless Southern charm with modern coastal living and is just waiting for you to make your memories. Whether you're looking for a vacation home or permanent residence, this home checks all the boxes. CALL TODAY FOR MORE INFORMATION OR TO SCHEDULE YOUR PRIVATE TOUR!!!

Details

Property type

Single Family Residence

Est. home value

$528,685

Lot size

6,098 sq ft

Price per sq ft

$295

Year built

1991

Annual property taxes

$3,983

HOA

No

Price History

03/31/2025
CentralPanhandle

CentralPanhandle #763507

Price change
$569,999
-1.21%
03/03/2025
CentralPanhandle

CentralPanhandle #763507

Price change
$576,999
-0.52%
02/14/2025
CentralPanhandle

CentralPanhandle #763507

Price change
$579,999
-3.01%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$226,926
Asking price
$569,999
Closing costs (~8% of asking)
-$45,600
Est. remaining loan balance
-$297,473
Cash to seller
$226,926

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

June 2021

Original loan amount

$324,000

Est. remaining balance

$297,473

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

David P Bone Jr and Deanna D Bone

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 04/02/2025 at 5:05 PM

Listing updated: 03/31/2025 at 12:36 PM

Listed by: Eva M Mullins, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #763507

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