tomo logo

$598,000

Beds
3
Baths
2.0
sq ft
1,938

122 Seaclusion Cir, Panama City Beach, FL 32413

122 Seaclusion Cir

Panama City Beach, FL 32413

  • 113 days on market
    • Price drop $27,000↓
***SOUTHERN ELEGANCE MEETS COASTAL CHARM*** Stunning Beach House w/ Private Pool Near Bid-A-Wee Beach! Welcome to this beautifully updated 3-bedroom, 2.5-bathroom coastal retreat located in the coveted Seaclusion/Bid-A-Wee Beach neighborhood. This property offers exclusive access to over 2,300 feet of private beach, just a 5-minute walk or golf cart ride away in this golf cart-friendly community. From the moment you arrive, you'll be captivated by the tropical landscaping and ample parking for family and friends. Step inside to discover charming coastal details, including designer light fixtures, a fresh, beachy color palette, and a spacious Florida Room, perfect for entertaining. Enjoy your private outdoor oasis with a sparkling pool, a covered grilling porch, and an outdoor shower ideal for rinsing off after a day at the beach or poolside fun. This home is move-in ready with high-end upgrades including: Quartz countertops New flooring and appliances Fresh interior and exterior paint Roof and gutters Sprinkler system Coated garage floor. Located just footsteps from the sugar-white sands of Panama City Beach, this home blends timeless Southern charm with modern coastal living. Whether you're looking for a vacation home, investment property, or permanent residence, this home checks all the boxes. DON'T MISS YOUR CHANCE TO OWN A PIECE OF COASTAL PARADISE IN ONE OF THE AREA'S MOST DESIRABLE NEIGHBORHOODS. SCHEDULE YOUR PRIVATE SHOWING TODAY!!!

Details

Property type

Single Family Residence

Est. home value

$528,685

Lot size

6,098 sq ft

Price per sq ft

$309

Year built

1991

Annual property taxes

$3,983

HOA

No

Price History

12/26/2024
CentralPanhandle

CentralPanhandle #763507

Price change
$598,000
-4.32%
10/05/2024
CentralPanhandle

CentralPanhandle #763507

Listed
$625,000
+54.32%
06/17/2021
CentralPanhandle

CentralPanhandle #710725

Sold
$405,000
+82.02%

Schools & Community

Elementary school: 

Hutchison Beach

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$251,445
Asking price
$598,000
Closing costs (~8% of asking)
-$47,840
Est. remaining loan balance
-$298,715
Cash to seller
$251,445

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

June 2021

Original loan amount

$324,000

Est. remaining balance

$298,715

Interest rate

2.98%

Loan type

New Conventional, 30 year

Seller

David P Bone Jr and Deanna D Bone

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/27/2025 at 11:55 AM

Listing updated: 01/16/2025 at 9:31 PM

Listed by: Eva M Mullins, Coldwell Banker Realty Phone #: (850) 234-6696

MLS: CentralPanhandle #763507

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