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$425,000

Beds
3
Baths
2.0
sq ft
1,919

123 Ruby Lake Dr, Winter Haven, FL 33884

123 Ruby Lake Dr

WINTER HAVEN, FL 33884

  • 54 days on market
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT Welcome to this beautiful 3BR/2BA plus den/office home in the desirable gated community of Ruby Lake in SE Winter Haven. Home is conveniently located between Tampa and Orlando. This lakefront community is highly respected and offers a very low HOA and has lots of common areas including a pond and resident gate. Close to medical offices, shopping, restaurants, Legoland and HWY 27. This home features an open floor plan, high ceilings, large family room, formal dining, kitchen with breakfast nook and split bedrooms. Office/Den could easily be used as a 4th bedroom. Primary bathroom has dual sinks, garden tub and separate shower. French doors lead to the screened lanai overlooking oversized lot. Plenty of room for a pool. This home is equipped with a well for irrigation, water softener and surrounded by mature landscaping.

Details

Property type

Single Family Residence

Est. home value

$380,182

Lot size

0.42 acres

Price per sq ft

$222

Year built

2000

Annual property taxes

$5,083

Monthly HOA fee

$70.83

Price History

09/12/2024
StellarMLS

StellarMLS #L4946415

Price change
$425,000
+1.19%
09/12/2024
StellarMLS

StellarMLS #L4946415

Price change
$420,000
-2.33%
09/03/2024
StellarMLS

StellarMLS #L4946415

Price change
$430,000
-2.27%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Gated

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$16,491
Asking price
$425,000
Closing costs (~8% of asking)
-$34,000
Est. remaining loan balance
-$374,509
Cash to seller
$16,491

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Hamilton Home Loans Inc

Loan start date

June 2022

Original loan amount

$386,650

Est. remaining balance

$374,509

Interest rate

5.27%

Loan type

FHA, 30 year

Seller

Molun Bernadun Pierre and Jonas Pierre

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 09/18/2024 at 7:45 PM

Listing updated: 09/12/2024 at 4:59 PM

Listed by: Valerie Howze, LA ROSA REALTY PRESTIGE Phone #: (863) 940-4850

MLS: StellarMLS #L4946415

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