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$661,917Estimated home value

Beds
4
Baths
3.0
sq ft
2,884

123 Serenade Ln, Panama City Beach, FL 32413

123 Serenade Ln

Panama City Beach, FL 32413

  • Sold On 4/1/2025
    • Price drop $50,000↓
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Don't miss out on your chance to own this piece of paradise! Whether you're looking for space for the family, a second home, or an investment opportunity, this 4 bed/3 bath home in the Gulf Vista community on PCB's west end could be yours. With Short Term Rental APPROVED, no HOA, AND Gulf Vista being less than 1,000 feet to Public Beach Access 86, this property could be a rental machine! The meticulously landscaped front yard and private fenced backyard and fruit trees create a tropical oasis. In addition, you have the separate 720 sq.ft. (heated and cooled) guest house with a private driveway, perfect for an in-laws quarter or additional rental income.Recent upgrades include a new roof (September 2024), water heater (2021), exterior paint (June 2024), electric garage doors (2023), pantry cabinets (2023), appliances (August 2024), sprinkler system control (2024), and insulated garage doors (2023). (Interior pictures coming soon)

Details

Property type

Single Family Residence

Est. home value

$661,917

Lot size

0.26 acres

Price per sq ft

$235

Year built

1995

HOA

No

Price History

03/31/2025
CentralPanhandle

CentralPanhandle #767386

Sold
$650,000
-3.7%
03/06/2025
CentralPanhandle

CentralPanhandle #767386

Pending
$675,000
02/06/2025
CentralPanhandle

CentralPanhandle #767386

Price change
$675,000
-6.9%

Schools & Community

Elementary school: 

West Bay

Middle school: 

Surfside

High school: 

Arnold

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$240,776
Asking price
$675,000
Closing costs (~8% of asking)
-$54,000
Est. remaining loan balance
-$380,224
Cash to seller
$240,776

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Quicken Loans Llc

Loan start date

August 2020

Original loan amount

$422,750

Est. remaining balance

$380,224

Interest rate

3.03%

Loan type

New Conventional, 30 year

Seller

John F Evans Jr and Robin J Evans

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Off Market

Tomo last checked: 04/03/2025 at 12:45 PM

Listing updated: 04/01/2025 at 11:12 PM

Listed by: James R Baxter, Legacy Premier Agency Phone #: (850) 468-2100

MLS: CentralPanhandle #767386

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