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$348,000

Beds
3
Baths
2.0
sq ft
1,639

12385 Prudential Ave, Port Charlotte, FL 33981

12385 Prudential Ave

PORT CHARLOTTE, FL 33981

  • 17 days on market
    • Price drop $9,000↓
STUNNING “GULF COVE” MOVE-IN READY HOME! Why wait for new? This 2023 solid built home features 3-bedroom, 2-bathroom at over 1600 sqft and has over $7000 of upgrades & finishes! This practically-new home is an X flood zone - NO FLOOD INSURANCE NEEDED and home insurance is as low as $1000 a year! This meticulously cared for home is beautifully decorated with a tropical flair to delight your spirits! This popular split layout floor-plan features PLANK TILE throughout, VAULTED ceilings, open concept, GRANITE countertops, a fabulous eat-at island bar, beautiful French doors, a massive master bedroom with a deluxe en-suite master bathroom with tile shower and dual sink vanity, and an interior laundry room with utility sink. A large 17’ x 10’ screened & covered lanai overlooks a huge backyard, and gutters have been installed throughout! New stainless appliances and washer/dryer convey. Plus, there’s also a cute front porch with plenty of room to create your cozy entrance! GULF COVE is a charming River Front Port Charlotte community near the El Jo Bean bridge, offering an OPTIONAL HOA membership featuring a PRIVATE BOAT RAMP with direct access to scenic Myakka River, Charlotte Harbor & Gulf of Mexico. There's also a family-friendly waterfront park & playground with barbeques and picnic areas. Plus, social activities throughout the year! The POGC (Port Charlotte Gulf Cove) optional membership also offers social gatherings throughout the year for a SUPER LOW fee of just $75 A YEAR! If you’re a BOATER, this home is only 4 minutes to the boat ramp, and YES, you may park your boat at your property! Nearby restaurants and shopping are only minutes away. Come tour today and avoid the new build wait time! Check out www.gulfcove.org/ to learn more about this awesome boater-friendly community!

Details

Property type

Single Family Residence

Est. home value

$339,473

Lot size

0.23 acres

Price per sq ft

$213

Year built

2023

Annual property taxes

$3,702.01

HOA

No

Price History

02/13/2025
StellarMLS

StellarMLS #N6137029

Price change
$348,000
-2.52%
02/05/2025
StellarMLS

StellarMLS #N6137029

Listed
$357,000
+5.03%
10/06/2023
StellarMLS

StellarMLS #D6131714

Sold
$339,900
+1518.57%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Port Charlotte High

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Fairway Independent Mortgage Corp

Loan start date

October 2023

Original loan amount

$509,850

Est. remaining balance

Not provided

Interest rate

7.96%

Loan type

Reverse Mortgage (Home Equity Conversion Mortgage), 80 year

Seller

Teresa Carol Mathys

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 12:00 PM

Listing updated: 02/13/2025 at 3:54 PM

Listed by: Roberta Olney, WHITE SANDS REALTY GROUP FL Phone #: (941) 923-5835

MLS: StellarMLS #N6137029

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