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$589,000

Beds
3
Baths
2.0
sq ft
2,246

124 E Montgomery St, Baltimore, MD 21230

124 E Montgomery St

BALTIMORE, MD 21230

  • 31 days on market
    • Price drop $10,000↓
A charming three-story, three bedroom rowhouse that offers character and convivence on the most desirable, tree-lined cobblestone street in Federal Hill. A brand-new rooftop deck was completed in May 2024, offering fantastic views of the Inner Harbor waterfront and skyline and a perfect vantage point for Fourth of July fireworks. Enter the home through the wide living room with two fireplace mantels, offering plenty of room for entertaining adjacent to the kitchen and a dining room/family room at the back of the home leading out to the backyard. Primary bedroom faces backyard with a walk-in closet and en-suite bath. Two other bedrooms offer plenty of space for family and guests. Both bathrooms were renovated in 2023, one with an open concept rainfall shower, a free-standing soaking tub, floor-mounted faucet, and Carrera marble tile throughout. Kitchen offers 48" commercial Viking range with six burners and a 12" griddle with dual fuel ovens. Sophisticated Pottery Barn chandeliers and West Elm lighting fixtures have been installed throughout the home. Owners have installed a new heat pump (2024), new Pella front windows (2024) and a new flat roof (2023). Top public elementary/middle schools located nearby on the Southern Baltimore Peninsula: Fed Hill Prep, Thomas Johnson and Francis Scott Key. The neighborhood offers a wonderful sense of community amongst friendly neighbors.

Details

Property type

Townhouse

Est. home value

$553,267

Lot size

1,942 sq ft

Price per sq ft

$263

Year built

1825

Annual property taxes

$9,485

HOA

No

Price History

06/28/2024

Bright #MDBA2127154

Price change
$589,000
-1.67%
06/18/2024

Bright #MDBA2127154

Price change
$599,000
-3.37%
06/05/2024

Bright #MDBA2127154

Listed
$619,900
+18.08%

Schools & Community

Neighborhood: 

Federal Hill

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

BALTIMORE CITY PUBLIC SCHOOLS

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$70,464
Asking price
$589,000
Closing costs (~8% of asking)
-$47,120
Est. remaining loan balance
-$471,416
Cash to seller
$70,464

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Primary Residential Mortgage Inc

Loan start date

December 2021

Original loan amount

$498,750

Est. remaining balance

$471,416

Interest rate

3.05%

Loan type

New Conventional, 30 year

Seller

Jennifer A Covino

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 07/01/2024 at 10:25 AM

Listing updated: 06/28/2024 at 10:03 AM

Listed by: Meghan Lynn Bailey, AB & Co Realtors, Inc. Phone #: (443) 275-7188

MLS: Bright #MDBA2127154

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