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$509,000

Beds
3
Baths
2.5
sq ft
1,772

126 Topsail Dr, Santa Rosa Beach, FL 32459

126 Topsail Dr

Santa Rosa Beach, FL 32459

  • 1 day on market
Welcome to a unique opportunity to own a stunning two-story charming modern coastal hoe with an incredible assumable mortgage of 2.625% for well-qualified buyers! Offering more than 1,741 square feet of meticulously well-maintained and thoughtfully curated space, this 3-bedroom, 2.5-bath beauty has an ideal open concept and layout designed to elevate your lifestyle. The inviting covered front porch and colorful exterior along extended driveway set the tone for spacious and gracious living. Step inside to discover an open-concept living area that seamlessly blends comfort and sophistication, flowing effortlessly into a gourmet kitchen complete with a walk-in pantry, expansive counter space, and a convenient breakfast bar - perfect for casual dining or entertaining guests. Upstairs, your private primary ensuite retreat awaits. The luxurious and private primary enclave features a spacious walk-in closet and a spa-like ensuite bath, complete with dual vanities, a garden tub, and a separate shower for ultimate relaxation. Two additional bedrooms offer ample space, co-sharing a beautifully designed bath with dual sinks and built-in shelving for added convenience. Enjoy the Florida lifestyle from your private back deck, perfect for outdoor gatherings or quiet evenings under the stars. Situated just 1/2 mile from the Choctahatchee Bay and a mere 2 miles from pristine beaches and premier shopping on 30A and Destin, this home offers unparalleled access to both beach living and convenience of high-end retail, restaurants and healthcare services. Whether you're seeking coastal style, comfort, and convenience, this modern coastal abode delivers it all. Please note - this home has an assumable mortgage at 2.625% interest rate for well-qualified buyers! Please inquire with listing agent to learn more of the terms and conditions of assuming this incredible low interest rate!

Details

Property type

Single Family Residence

Est. home value

$513,309

Lot size

4,792 sq ft

Price per sq ft

$288

Year built

2015

Monthly HOA fee

$41.67

Price History

01/11/2025
EmeraldCoast

EmeraldCoast #966164

Listed
$509,000
+24.15%
07/09/2021
EmeraldCoast

EmeraldCoast #873307

Sold
$410,000

Schools & Community

Elementary school: 

Van R Butler

Middle school: 

Emerald Coast

High school: 

South Walton

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$130,944
Asking price
$509,000
Closing costs (~8% of asking)
-$40,720
Est. remaining loan balance
-$337,336
Cash to seller
$130,944

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Mortgage Research Center Llc

Loan start date

July 2021

Original loan amount

$365,040

Est. remaining balance

$337,336

Interest rate

3%

Loan type

VA, 30 year

Seller

Bryant Alexander Curry and Kelly Boss Curry

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 01/12/2025 at 9:55 AM

Listing updated: 01/11/2025 at 1:59 PM

Listed by: Lynne Andrews, Lynne Andrews, Corcoran Reverie SRB Phone #: (850) 231-5030

MLS: EmeraldCoast #966164

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