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$429,900

Beds
3
Baths
2.0
sq ft
1,877

1260 W Saratoga St, Ferndale, MI 48220

1260 W Saratoga St

Ferndale, MI 48220

  • 26 days on market
Discover this exquisite 3-bedroom colonial home located in Ferndale, just a short walk to the vibrant downtown. This beautifully updated home offers 1,877 square feet of above-ground living space, plus an additional 900 square feet of finished space in the basement. Step inside to find a spacious living room featuring a stunning stone fireplace, perfect for cozy evenings. The kitchen has crown molding, granite countertops, custom cabinets, and stainless steel appliances. Refinished hardwood flooring flows throughout the home, adding warmth and elegance. The first floor includes a versatile flex room that can serve as an office or a bedroom, complete with an en-suite bathroom for convenience. The primary bedroom offers a private balcony, while another bedroom on the second story includes a third-story loft/flex space. The finished basement is a true bonus, featuring a gas fireplace, half bath, and a dedicated laundry room. Outside, you’ll appreciate home security with three Arlo Pro security cameras, plenty of parking in the large detached garage, and the privacy and space of the fully fenced-in yard. Recent upgrades include a 2015 roof, 2017 Mitsubishi Mini Split AC (5 heads), 2017 vinyl hardwood in the basement, a 2022 laundry room remodel, new front steps, a 2022 KitchenAid dishwasher, front and back porch in 2024. This home also comes with a playscape, sandbox and an Intex Easy Set Pool and the equipment. Don’t miss the chance to own this stunning home in a prime location. Contact us today for more details and to schedule a viewing.

Details

Property type

Single Family Residence

Est. home value

$373,692

Lot size

6,098 sq ft

Price per sq ft

$230

Year built

1927

Annual property taxes

$6,679

Price History

06/21/2024
Realcomp

Realcomp #20240041112

Listed
$429,900
06/21/2024
Realcomp

Realcomp #20240041112

Pending
$429,900
06/11/2024
Realcomp

Realcomp #20240041112

Listed
$429,900
+58.93%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

School district: 

Ferndale

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Navy Fcu

Loan start date

January 2023

Original loan amount

$50,000

Est. remaining balance

Not provided

Interest rate

6.58%

Loan type

Stand Alone Second, 5 year

Seller

Daniel Totsch and Natalie Barbara Totsch

Lender

National Bank Of Kansas City

Loan start date

September 2020

Original loan amount

$257,282

Est. remaining balance

$235,894

Interest rate

2.88%

Loan type

VA, 30 year

Seller

Daniel Totsch

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 07/07/2024 at 6:20 PM

Listing updated: 06/26/2024 at 6:13 AM

Listed by: Jaclynn D Sparre, Wentworth Real Estate Group Phone #: (810) 955-6600

MLS: Realcomp #20240041112

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