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$421,000

Beds
4
Baths
3.0
sq ft
2,232

12718 West Charter Oak Road, El Mirage, AZ 85335

12718 West Charter Oak Road

El Mirage, AZ 85335

  • 16 days on market
TAKE ADVANTAGE OF THIS HUGE OPPORTUNITY BEFORE IT IS GONE! Wonderful house with a nice floor plan 4 BED and 3 full baths with a swimming pool. One bedroom and a full bath on the main floor. Plenty of space for everyone with both a Living/ Dining Room as well as a family room . The kitchen has big countertops and there is plenty of work space. Big backyard with fenced pool. Situated on a quiet street with great neighbors. **SELLERS ARE WILLING TO pay off the Solar Lease at closing or contribute with buyers closing cost.

Details

Property type

Single Family Residence

Est. home value

$435,733

Lot size

6,050 sq ft

Price per sq ft

$189

Year built

2002

Annual property taxes

$1,300

Monthly HOA fee

$21.23

Price History

02/07/2025
ArizonaRegional

ArizonaRegional #6816974

Listed
$421,000
+63.24%
08/30/2019
ArizonaRegional

ArizonaRegional #5937484

Sold
$257,900

Schools & Community

Elementary school: 

El Mirage Elementary School

Middle school: 

Dysart Middle School

High school: 

Dysart High School

Community features: 

Playground

High school district: 

Dysart Unified District

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$161,472
Asking price
$421,000
Closing costs (~8% of asking)
-$33,680
Est. remaining loan balance
-$225,848
Cash to seller
$161,472

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Finance Of America Mortgage Llc

Loan start date

July 2019

Original loan amount

$253,228

Est. remaining balance

$225,848

Interest rate

3.99%

Loan type

FHA, 30 year

Seller

Victor M Espinoza Jr and Angela J Campos

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 12:10 PM

Listing updated: 02/07/2025 at 9:05 AM

Listed by: Adriana Wendler, HomeSmart Phone #: (602) 889-2135

MLS: ArizonaRegional #6816974

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