tomo logo

$450,000

Beds
3
Baths
2.0
sq ft
1,983

12791 Seaside Key Ct, North Fort Myers, FL 33903

12791 Seaside Key Ct

North Fort Myers, FL 33903

  • 440 days on market
    • Price drop $20,000↓
This is your rare chance to own a Gulf of America access home with a brand-new stone-clad metal tile roof, a 10,000-lb covered boat lift, and no flood history—all in the coveted, amenity-rich community of Moody River Estates—at a price point that’s nearly impossible to find for true waterfront living. With 3 bedrooms plus a den, a wide-open floorplan, granite countertops, stainless appliances, and a screened lanai overlooking the canal, this home delivers luxury, lifestyle, and long-term peace of mind in one of Southwest Florida’s most convenient locations. Boat to the Gulf in minutes, enjoy resort-style amenities daily, and relax knowing you've secured an incredible deal in today’s market.

Details

Property type

Single Family Residence

Est. home value

$659,554

Lot size

9,278 sq ft

Price per sq ft

$227

Year built

2014

Annual property taxes

$8,155.54

HOA

Yes

Price History

03/30/2025

FGCMLS #223082068

Price change
$450,000
-4.26%
02/13/2025

FGCMLS #223082068

Price change
$470,000
-1.05%
01/07/2025

FGCMLS #223082068

Price change
$475,000
-4.04%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Pool, Gated, Tennis Court(s), Street Lights

Number of units in community: 

1

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Navy Fcu

Loan start date

February 2023

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

6.48%

Loan type

Credit Line (Revolving), 40 year

Seller

Robin J Garling and Susan K Garling

Lender

Navy Fcu

Loan start date

February 2023

Original loan amount

$100,000

Est. remaining balance

Not provided

Interest rate

6.48%

Loan type

Credit Line (Revolving), 40 year

Seller

Robin J Garling and Susan K Garling

Lender

United Wholesale Mortgage

Loan start date

October 2020

Original loan amount

$258,000

Est. remaining balance

$232,399

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Susan K Garling and Robin J Garling

Lender

United Wholesale Mortgage

Loan start date

October 2020

Original loan amount

$258,000

Est. remaining balance

$232,399

Interest rate

2.99%

Loan type

New Conventional, 30 year

Seller

Susan K Garling and Robin J Garling

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/08/2025 at 8:20 AM

Listing updated: 04/04/2025 at 4:47 PM

Listed by: John Reay, EXP Realty LLC Phone #: (888) 883-8509

MLS: FGCMLS #223082068

FGCMLS logo