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$350,000

Beds
3
Baths
2.0
sq ft
1,756

128 Lacey Oak Loop, San Marcos, TX 78666

128 Lacey Oak Loop

San Marcos, TX 78666

  • 7 days on market
ASK ABOUT THE ASSUMABLE FHA LOAN AT 3.00% INTEREST RATE & SECOND/JUNIOR LIEN OPTION THAT IS ALLOWED. Welcome to 128 Lacey Oak Loop - A pristine, one-story 1790SF home with a versatile layout and modern finishes. Located in the serene community of Blanco Vista, this home is conveniently located in just minutes from I-35 between Kyle and San Marcos TX, making for a seamless commute to both Austin and San Antonio. Community members will also enjoy easy access to Five Mile Dam Park, which offers a beautiful setting for hiking and recreation along the Blanco River. Inside the home, highlights include wood-like tile and high ceilings throughout, plenty of natural light, and an open layout. The expansive floor plan includes three bedrooms plus a flex room/office on the front of the home, a great room with open kitchen, dining, and living room. The gourmet kitchen includes stainless steel refrigerator, microwave, dishwasher, gas oven, and timeless finishes. Privately situated towards the back of the home, the owner's suite overlooks the private yard and includes a spacious bathroom with walk-in shower, walk-in closet and double vanity. Enjoy the outdoors with your private yard including a spacious patio, perfect for lounging, entertaining or for a fire pit. THE ASSUMABLE 3% INTEREST RATE IS HUGE SAVINGS EACH MONTH AND ON THE LIFE OF THE LOAN. THIS IS UNIQUE OPPORTUNITY WHERE SECOND/JUNIOR LIEN IS ALLOWED BY MORTGAGE COMPANY. AKS FOR LENDER CONTACT DETAILS. SCHEDULE TO COME SEE THIS HOME TODAY!

Details

Property type

Single Family Residence

Est. home value

$374,212

Lot size

5,288.18 sq ft

Price per sq ft

$200

Year built

2020

Annual property taxes

$8,331.79

Monthly HOA fee

$33.33

Price History

03/27/2025
Austin

Austin #1715613

Listed
$350,000

Schools & Community

Elementary school: 

Blanco Vista Elem

Middle school: 

Laura B Wallace

High school: 

Lehman

Community features: 

Park, Playground, Pool

High school district: 

Hays CISD

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$104,431
Asking price
$350,000
Closing costs (~8% of asking)
-$28,000
Est. remaining loan balance
-$217,569
Cash to seller
$104,431

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Cmg Financial

Loan start date

August 2020

Original loan amount

$242,024

Est. remaining balance

$217,569

Interest rate

3.13%

Loan type

FHA, 30 year

Seller

Whitney Po Paige

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/03/2025 at 9:05 PM

Listing updated: 03/31/2025 at 3:28 PM

Listed by: Adelina Rotar, Keller Williams Realty Phone #: (512) 448-4111

MLS: Austin #1715613

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