tomo logo

$1,749,000

Beds
3
Baths
2.5
sq ft
1,818

128 Otis St, Santa Cruz, CA 95060

128 Otis St

Santa Cruz, CA 95060

  • 16 days on market
    • Open house Apr 12
Tucked away down a long private driveway, this charming 3-bedroom retreat offers the best of both worldspeaceful seclusion with unbeatable convenience. Just a short stroll to downtown and near Santa Cruz High, the location also provides easy access to highways for an excellent commute. Thoughtfully updated, the home features new flooring, a newer on-demand water heater and furnace, stylishly renovated bathrooms, modern fixtures, refreshed landscaping, and a newly improved outdoor space perfect for relaxing or entertaining. The kitchen shines with updated appliances and finishes, while the spacious layout includes a dedicated office space ideal for working from home or creative pursuits. Bonus perks include ample parking for an RV or boat, and exciting potential to add an ADU for extra income or multigenerational living. (Check with city planning.) Whether you're enjoying your morning coffee in the serene backyard or heading into town, this hidden gem blends comfort, flexibility, and prime location.

Details

Property type

Single Family Residence

Est. home value

$1,863,427

Lot size

0.242 acres

Price per sq ft

$963

Year built

1988

HOA

No

Price History

03/25/2025
BridgeMLS

BridgeMLS #ML81999423

Listed
$1,749,000
+2.88%
07/15/2022
BridgeMLS

BridgeMLS #ML81893002

Sold
$1,700,000
+30.87%
07/08/2021
BridgeMLS

BridgeMLS #ML81843565

Sold
$1,299,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

High school district: 

Santa Cruz City High

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Rocket Mortgage Llc

Loan start date

August 2023

Original loan amount

$122,880

Est. remaining balance

Not provided

Interest rate

6.81%

Loan type

Stand Alone Second, 20 year

Seller

Colene N Holzhauer and Timothy James Holzhauer

Lender

Mountain West Financial Inc

Loan start date

June 2022

Original loan amount

$1,360,000

Est. remaining balance

$1,304,940

Interest rate

5.27%

Loan type

New Conventional, 30 year

Seller

Colene Nicole Holzhauer and Timothy James Holzhauer

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/10/2025 at 9:50 PM

Listing updated: 04/09/2025 at 3:25 AM

Listed by: Shannon Shaffer, Coldwell Banker Realty Phone #: (831) 566-3866

MLS: BridgeMLS #ML81999423

BridgeMLS logo

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