tomo logo

$199,900

Beds
2
Baths
1.0
sq ft
836

12897 E Highway 20, Clearlake Oaks, CA 95423

12897 E Highway 20

Clearlake Oaks, CA 95423

  • 3 days on market
Discover the perfect blend of tranquility and convenience in this cozy small home, nestled amidst trees and wildlife. Set in a picturesque garden-like setting, this property offers a delightful retreat just 1 mile from the sparkling waters of Clear Lake, where fishing and outdoor adventures await with convenient boat launches and scenic walking paths. This inviting one-bedroom residence features an additional guest studio in the back, providing endless possibilities for visitors, a home office, or creative space. The front yard boasts a charming farm fence entwined with blooming roses, a lovely paved walkway, and a covered patio ideal for relaxation and entertaining. The spacious backyard is a gardener's dream, providing ample space to cultivate your vegetable patch or flower beds. Built in 1952, the home exudes warmth and character with its cozy living room featuring a fireplace, a custom-built kitchen and a convenient mudroom. The spacious bedroom offers comfort and privacy, complemented by a well-appointed bathroom. Conveniently located next to a school and shopping, this home combines the best of both worlds – a serene escape in nature while still being close to everyday amenities. Don’t miss the opportunity to make this charming retreat your own

Details

Property type

Single Family Residence

Est. home value

$198,267

Lot size

4,792 sq ft

Price per sq ft

$240

Year built

1952

HOA

No

Price History

03/08/2025
CRMLS

CRMLS #LC25051686

Listed
$199,900
+59.92%
08/28/2018
CRMLS

CRMLS #LC18103914

Sold
$125,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Lake

High school district: 

Konocti Unified

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$72,811
Asking price
$199,900
Closing costs (~8% of asking)
-$15,992
Est. remaining loan balance
-$111,097
Cash to seller
$72,811

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Evergreen Moneysource Mortgage Co

Loan start date

July 2018

Original loan amount

$126,262

Est. remaining balance

$111,097

Interest rate

4.54%

Loan type

New Conventional, 30 year

Seller

Larry Kevin Currier and Laurie Ann Currier

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/10/2025 at 7:30 PM

Listing updated: 03/10/2025 at 3:39 PM

Listed by: Melissa Chapman, Melissa Chapman, Chapman Real EstateChapman Real Estate

MLS: CRMLS #LC25051686

CRMLS logo

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