tomo logo

$525,000

Beds
3
Baths
2.0
sq ft
1,993

12926 Payton St, Odessa, FL 33556

12926 Payton St

ODESSA, FL 33556

  • 57 days on market
    • Price drop $14,900↓
Welcome to 12926 Payton St, a beautifully designed 3-bedroom, 2-bathroom home built in 2017, located in the sought-after Starkey Ranch community in Odessa. This home features an open great-room concept that seamlessly connects the kitchen, dining, and living areas, making it perfect for everyday living and entertaining. The gourmet kitchen boasts a central island, stainless steel appliances, a reverse osmosis filtration system, abundant cabinet space, and a spacious walk-in pantry. Adjacent to the kitchen is a dedicated workspace with built-in cabinets and a desk, ideal for a home office or study area. The primary suite features two walk-in closets and an en-suite bathroom with a massive walk-in shower and a double vanity with ample counter space. Bedroom two also offers a large walk-in closet, and with additional storage spaces throughout the home—including garage shelving—you’ll never run out of room. The outdoor space is equally impressive, with a screened lanai featuring roller shades, a fully fenced backyard, and beautifully paved walkways, driveway, and lanai. The irrigation system uses reclaimed water, ensuring efficient and eco-friendly landscaping. Additional highlights include a 2024 water softener, luxury vinyl plank flooring, and a new AC motor. The in-wall pest control system adds convenience and peace of mind. The laundry room is a standout with shelving, cabinetry, and a utility sink. This home is located in flood zone X, so no flood insurance is required, and the seller reports no damage from recent storms. Beyond the home itself, Starkey Ranch offers an exceptional lifestyle. Residents enjoy access to the expansive Starkey Ranch District Park with lighted fields, playgrounds, and picnic pavilions, as well as over 20 miles of scenic trails for walking, biking, or jogging. The community also features multiple pools, clubhouses, and proximity to the Jay B. Starkey Wilderness Preserve for additional outdoor adventures. Conveniently located just north of Tampa, with top-rated schools nearby, this home offers the perfect blend of comfort, community, and accessibility. Come see why Starkey Ranch is one of the most desirable communities in the area!

Details

Property type

Single Family Residence

Est. home value

$524,401

Lot size

5,765 sq ft

Price per sq ft

$264

Year built

2017

Annual property taxes

$8,423.51

HOA

No

Price History

01/21/2025
StellarMLS

StellarMLS #TB8323494

Price change
$525,000
-2.76%
01/08/2025
StellarMLS

StellarMLS #TB8323494

Price change
$539,900
-1.84%
11/27/2024
StellarMLS

StellarMLS #TB8323494

Listed
$550,000
+4.02%

Schools & Community

Elementary school: 

Starkey Ranch K-8

Middle school: 

River Ridge Middle-PO

High school: 

River Ridge High-PO

Community features: 

Clubhouse, Fitness Center, Park, Playground, Pool, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

-$28,532
Asking price
$525,000
Closing costs (~8% of asking)
-$42,000
Est. remaining loan balance
-$511,532
Cash to seller
-$28,532

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

August 2022

Original loan amount

$528,750

Est. remaining balance

$511,532

Interest rate

5.51%

Loan type

VA, 30 year

Seller

Thu M Ha and Michael J Osberg

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 7:05 PM

Listing updated: 01/22/2025 at 6:39 PM

Listed by: Tammy Bilder, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #TB8323494

StellarMLS logo

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