tomo logo

$465,000

Beds
4
Baths
2.0
sq ft
1,982

12961 Sophia Cir, Largo, FL 33774

12961 Sophia Cir

LARGO, FL 33774

  • 72 days on market
    • Price drop $3,900↓
This beautifully updated 4-bedroom, 2-bathroom single-family home offers a spacious and functional layout, perfect for modern living. With just under 2000 sqft of living space, this true split floor plan provides privacy and flow between the family room, living room, and dining room, making it ideal for both everyday living and entertaining. The heart of the home is the updated kitchen, featuring sleek stainless steel appliances, stunning granite countertops, glass backsplash, a real pantry, and ample storage space. The large inside laundry room adds extra convenience, offering room for washer/dryer, wash sink, hanging rack, storage and easy access to the oversized 2 car garage. The cozy family room is perfect for relaxation, complete with a charming wood-burning fireplace that creates a warm and inviting ambiance. Recent updates include newer hurricane-rated windows, doors and garage door. Additional updates include a newer air conditioner, ductwork, and hot water heater—all ensuring the home is energy-efficient and move-in ready. The Ring doorbell provides added security for peace of mind and the Nest thermostat keeps your space at the perfect temperature. Step outside to the tranquil screened-in back patio, a perfect space for outdoor enjoyment, complete with a convenient pass-through window from the kitchen—ideal for entertaining or enjoying meals outdoors. The fully fenced-in backyard provides privacy and security, offering a safe place for children or pets to play and additional outdoor possibilities. This property has withstood all storms without damage, maintaining its structural integrity and proving its resilience—providing you with peace of mind in knowing the home is built to last. Located in a non-flood zone, you can rest easy in this solid, secure home. It’s also within walking distance to the local Rec Center, and for boating enthusiasts, there’s room to park a boat in the driveway. Indian Rocks Beach is just a short bike ride away via one of the last drawbridges in the county, and shopping, dining, and other local amenities are only minutes away.With a spacious 9,548 sqft lot, this home offers plenty of room to grow and is perfect for those seeking comfort, style, and an unbeatable location.Don’t miss out on this exceptional opportunity to own a move-in-ready home with modern updates, a cozy fireplace, and a peaceful, private backyard!

Details

Property type

Single Family Residence

Est. home value

$546,794

Lot size

9,548 sq ft

Price per sq ft

$235

Year built

1971

Annual property taxes

$4,231

HOA

No

Price History

02/22/2025
StellarMLS

StellarMLS #TB8330167

Price change
$465,000
-0.83%
02/14/2025
StellarMLS

StellarMLS #TB8330167

Price change
$468,900
-0.02%
01/27/2025
StellarMLS

StellarMLS #TB8330167

Price change
$469,000
-4.29%

Schools & Community

Elementary school: 

Anona Elementary-PN

Middle school: 

Seminole Middle-PN

High school: 

Largo High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$199,354
Asking price
$465,000
Closing costs (~8% of asking)
-$37,200
Est. remaining loan balance
-$228,446
Cash to seller
$199,354

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Van Dyk Mortgage Corp

Loan start date

August 2016

Original loan amount

$280,810

Est. remaining balance

$228,446

Interest rate

3.42%

Loan type

VA, 30 year

Seller

Desmond F Lennon and Susan M Ward Lennon

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/23/2025 at 5:40 PM

Listing updated: 02/22/2025 at 2:09 PM

Listed by: Jack Stroup, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #TB8330167

StellarMLS logo

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