tomo logo

$489,999

Beds
4
Baths
2.0
sq ft
1,982

12961 Sophia Cir, Largo, FL 33774

12961 Sophia Cir

LARGO, FL 33774

  • 40 days on market
    • Price drop $10,000↓
Just 5 minutes to beach and yet, not in Flood zone. Favorable comments include "lots of Closet space, Love the indoor Laundry. I didnt know this secluded neighborhood was here." Spacious four bedroom two bath, 2-car garage home in Largo offers over 2,000 square feet of well-designed living space. Featuring a bright and inviting layout, the split-bedroom design provides a private Master Suite with a walk-in closet and ensuite bathroom, while the other bedrooms share a spacious hall bath with dual sinks. The kitchen glows with white cabinetry, granite countertops, a tile backsplash, and stainless-steel appliances, with a convenient pass-through window to the screened patio, perfect for entertaining.Enjoy your Cozy family room by the wood-burning fireplace or enjoy the fenced backyard’s serene outdoor space. The house features hurricane rated windows and the ac and ductwork are 7 years old. Located high and dry with no flood insurance required, the home is walking distance to the Southwest Largo Recreation Center, close to the Largo Golf Course, and convenient to shopping, dining, This is a must-see property with plenty of room to spread out and enjoy!

Details

Property type

Single Family Residence

Est. home value

$546,794

Lot size

9,548 sq ft

Price per sq ft

$248

Year built

1971

Annual property taxes

$4,231

HOA

No

Price History

01/17/2025
StellarMLS

StellarMLS #TB8330167

Price change
$489,999
-2%
01/01/2025
StellarMLS

StellarMLS #TB8330167

Price change
$499,999
-4.76%
12/13/2024
StellarMLS

StellarMLS #TB8330167

Listed
$525,000
+90.98%

Schools & Community

Elementary school: 

Anona Elementary-PN

Middle school: 

Seminole Middle-PN

High school: 

Largo High-PN

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$221,758
Asking price
$489,999
Closing costs (~8% of asking)
-$39,200
Est. remaining loan balance
-$229,041
Cash to seller
$221,758

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Van Dyk Mortgage Corp

Loan start date

August 2016

Original loan amount

$280,810

Est. remaining balance

$229,041

Interest rate

3.42%

Loan type

VA, 30 year

Seller

Desmond F Lennon and Susan M Ward Lennon

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 01/22/2025 at 5:00 PM

Listing updated: 01/22/2025 at 11:27 AM

Listed by: Jack Stroup, EXP REALTY LLC Phone #: (888) 883-8509

MLS: StellarMLS #TB8330167

StellarMLS logo

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