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$315,000

Beds
3
Baths
2.0
sq ft
1,234

130 Heritage Cir, Panama City Beach, FL 32407

130 Heritage Cir

Panama City Beach, FL 32407

  • 1 day on market
Nestled on the quiet East end of Panama City Beach, this charming 3-bedroom, 2-bathroom beach cottage feels like home from the moment you step in. The laid-back, coastal vibe makes it the perfect getaway or year-round residence.Inside, you'll find an open, airy living space with plenty of natural light. The living room flows effortlessly into the dining and kitchen areas, creating a comfortable space to relax or entertain. Whether you're whipping up a meal in the kitchen or lounging after a day in the sun, this home has everything you need.Outside, the large backyard gives you plenty of room to stretch out, while the spacious rear deck is ideal for enjoying warm evenings or starting your day with a cup of coffee. With a 1-car garage, you'll have space for your vehicle or extra storage, plus the convenience of a circle of homes with just one entrance--giving you added privacy.Located just minutes from the bridge, the local college, and beautiful State Park, you'll have easy access to all the best Panama City Beach has to offer. This cozy home is ready for you to make it your own--whether you're looking for a peaceful full-time residence, a vacation retreat, or a great investment.

Details

Property type

Single Family Residence

Est. home value

$314,833

Lot size

9,714 sq ft

Price per sq ft

$256

Year built

1988

Annual property taxes

$1,829

Monthly HOA fee

$12.5

Price History

01/20/2025
CentralPanhandle

CentralPanhandle #768622

Listed
$315,000
+3.31%
10/19/2024
CentralPanhandle

CentralPanhandle #752984

Removed
$304,900
07/15/2024
CentralPanhandle

CentralPanhandle #752984

Price change
$304,900
-0.03%

Schools & Community

Elementary school: 

Breakfast Point

Middle school: 

Breakfast Point

High school: 

Arnold

Seller’s Loan History

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Lender

Wells Fargo Bank Na

Loan start date

July 2023

Original loan amount

$20,213

Est. remaining balance

$19,707

Interest rate

6.39%

Loan type

FHA, 26 year

Seller

Sara M Casey and Steven Joseph Casey Jr

Lender

Tyndall Fcu

Loan start date

August 2019

Original loan amount

$211,105

Est. remaining balance

$188,229

Interest rate

3.75%

Loan type

FHA, 30 year

Seller

Sara M Casey and Steven Joseph Casey Jr

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 02/12/2025 at 4:15 PM

Listing updated: 02/12/2025 at 10:49 AM

Listed by: Kathy S Bass, aDoor Real Estate LLC Phone #: (850) 549-9456

MLS: CentralPanhandle #768622

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