tomo logo

$870,000

Beds
3
Baths
2.5
sq ft
1,649

1306 Mill Valley Rd, Chula Vista, CA 91913

1306 Mill Valley Rd

Chula Vista, CA 91913

  • 13 days on market
Charming 3-Bedroom Home in Otay Ranch! This 1,649 sq. ft. home, built in 2003, sits on a private corner lot with a low-maintenance yard and parks across the street. The welcoming front porch leads into a space filled with gorgeous wood floors, a cozy fireplace, and elegant crown molding. French doors open to a charming outdoor area, perfect for relaxing or entertaining. Upstairs, enjoy a spacious loft, convenient laundry room, and a primary suite with double sinks, a separate shower, sunken tub, and walk-in closet. Solar panels make this home energy-efficient, while the two-car garage with built-in cabinets, central AC, and a community pool with low HOA fees add extra convenience. Located within walking distance of elementary and high schools and close to shopping and dining, this home offers both comfort and accessibility.

Details

Property type

Single Family Residence

Est. home value

$835,715

Lot size

3,484 sq ft

Price per sq ft

$528

Year built

2003

Monthly HOA fee

$130

Price History

03/18/2025
SanDiego

SanDiego #PTP2502182

Listed
$870,000
+12.99%
09/25/2022
SanDiego

SanDiego #PTP2206234

Sold
$770,000
+0.39%
07/12/2022
SanDiego

SanDiego #220017381

Sold
$767,000

Schools & Community

Neighborhood: 

Otay Ranch Village 5

Elementary school: 

Unknown

Middle school: 

Sweetwater Union High School District

High school: 

Sweetwater Union High School District

Community features: 

Pool

Number of units in community: 

350

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$132,439
Asking price
$870,000
Closing costs (~8% of asking)
-$69,600
Est. remaining loan balance
-$667,961
Cash to seller
$132,439

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

United Wholesale Mortgage

Loan start date

October 2022

Original loan amount

$693,000

Est. remaining balance

$667,961

Interest rate

5.13%

Loan type

New Conventional, 30 year

Seller

Raul Valdivia Jr

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 03/31/2025 at 12:25 PM

Listing updated: 03/28/2025 at 6:06 PM

Listed by: Maria Olea Olea, Maria Olea Olea, Phone #: (760) 496-0760

MLS: SanDiego #PTP2502182

SanDiego logo

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