tomo logo

$675,000

Beds
3
Baths
4.0
sq ft
2,848

1318 3rd Street Cir E, Palmetto, FL 34221

1318 3rd Street Cir E

PALMETTO, FL 34221

  • 28 days on market
    • Price drop $25,000↓
Maintenance-free townhome home featuring 50' deeded boat slip and an in-law suite, in the premier boating community and safest harbor on Florida's Gulf Coast, offering access to the Gulf of Mexico and Tampa Bay. Boating enthusiasts will appreciate the DEEDED 50' BOAT SLIP, which easily accommodates a 55-foot vessel and features fresh water and 50-amp shore power. This stunning three-level, MAINTENANCE FREE townhome includes a private elevator, four bedrooms, and four bathrooms, totaling 2,848 square feet of air-conditioned living space and a two car garage. The first level boasts a versatile bonus room that can serve as a game room, gym, office, or IN-LAW SUITE, complete with its own private entrance, walk-in closet, full bathroom, and patio. The second level showcases a bright and spacious great room, kitchen, and screened lanai with a natural gas grill, perfect for entertaining. Also on this floor is a guest bedroom and full bath. On the third level, you’ll find the primary suite with its own private screened lanai, a laundry room, and a guest bedroom featuring an en-suite bath and picturesque views of the Manatee River. The gated community amenities feature two pools, tennis and pickleball courts, as well as a fitness center with a clubhouse. Situated within an 80-acre protected marina, Riviera Dunes is just five nautical miles from the Gulf of Mexico. Residents can enjoy dining at the marina or choose from two restaurants and a luxurious spa at the nearby Marriott Hotel. Ideally located close to Bradenton Convention Center, Anna Maria Island and conveniently positioned between Tampa, St. Petersburg, and Sarasota, this is the place to embrace the Florida lifestyle you’ve always dreamed of.

Details

Property type

Townhouse

Est. home value

$776,201

Lot size

2,396 sq ft

Price per sq ft

$238

Year built

2005

Annual property taxes

$5,624

Monthly HOA fee

$789

Price History

03/25/2025
StellarMLS

StellarMLS #A4641821

Price change
$675,000
-3.57%
03/06/2025
StellarMLS

StellarMLS #A4641821

Listed
$700,000
-3.45%
02/24/2025
StellarMLS

StellarMLS #A4623079

Removed
$725,000

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Community features: 

Gated, Clubhouse, Fitness Center, Pool, Restaurant, Sidewalks, Tennis Court(s)

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$323,891
Asking price
$675,000
Closing costs (~8% of asking)
-$54,000
Est. remaining loan balance
-$297,109
Cash to seller
$323,891

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

Crosscountry Mortgage Llc

Loan start date

September 2020

Original loan amount

$330,000

Est. remaining balance

$297,109

Interest rate

2.96%

Loan type

New Conventional, 30 year

Seller

William F Kelley and Kimberly J Kelley

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

Status: Active

Tomo last checked: 04/04/2025 at 12:30 AM

Listing updated: 03/28/2025 at 8:55 AM

Listed by: Marla Dobbs, FINE PROPERTIES Phone #: (941) 782-0000

MLS: StellarMLS #A4641821

StellarMLS logo

Recently listed in PALMETTO

$249,500|2 bd|2.0 ba|Manufactured
$470,000|4 bd|3.0 ba|House
$460,000|5 bd|3.5 ba|House
$675,000|4 bd|3.0 ba|House
$515,000|4 bd|3.0 ba|House
$550,000|4 bd|3.0 ba|House
$339,000|3 bd|2.0 ba|House