tomo logo

$410,000

Beds
4
Baths
2.0
sq ft
1,979

1336 River City St, Saint Augustine, FL 32092

1336 River City St

St Augustine, FL 32092

  • 10 days on market
RARE OPPORTUNITY to purchase a home with a 2.25% interest rate! Assume this VA loan with Roam and save thousands annually. This beautiful 4-bedroom, 2-bathroom home in Heritage Landing at WGV is loaded with upgrades, including a BRAND-NEW AC unit, SOLAR PANELS installed in 2021, water heater installed in 2021, new stainless-steel appliances in 2024. and the roof was replaced in 2018. Located on a quiet cul-de-sac, it features an open concept living area with high ceilings, a cozy fireplace, and abundant natural light. The kitchen includes 42' maple cabinets, an island, and a breakfast nook. The primary suite offers a walk-in closet and a large bathroom with dual vanities, a soaking tub, and a separate shower. Enjoy the outdoors on the extended screened-in porch overlooking a private, fenced backyard. With solar panels, you'll benefit from low energy bills and sustainable living. This home is move-in ready and offers unbeatable value!

Details

Property type

Single Family Residence

Est. home value

$441,301

Lot size

6,534 sq ft

Price per sq ft

$208

Year built

2004

Annual property taxes

$4,464.98

Monthly HOA fee

$9.17

Price History

02/12/2025
RealMLS

RealMLS #2069947

Listed
$410,000
-0.73%
12/05/2024
RealMLS

RealMLS #2039309

Removed
$413,000
10/13/2024
RealMLS

RealMLS #2039309

Price change
$413,000
-1.2%

Schools & Community

Elementary school: 

Unknown

Middle school: 

Unknown

High school: 

Unknown

Negotiation Insights

Before you make an offer, understand who you are negotiating with so you can tailor your negotiation strategy to their situation.

Seller could get up to

$133,877
Asking price
$410,000
Closing costs (~8% of asking)
-$32,800
Est. remaining loan balance
-$243,323
Cash to seller
$133,877

This is an estimate of how much the seller could receive at closing after paying off the outstanding mortgage.

Seller’s Loan History

Lender

The Federal Savings Bank

Loan start date

November 2020

Original loan amount

$268,880

Est. remaining balance

$243,323

Interest rate

2.87%

Loan type

VA, 30 year

Seller

Terry A Geron and Janet I Geron

Source: Public records data

If you're the owner, you can request to remove loan details. Email listingsupport@tomo.com

How insights can help you

Interest rate

If the seller has a low interest rate, they may be tempted to rent the property out if they can't get the price they have in mind.

Motivation

If the seller already got a job in a different city, they may feel pressure to sell quickly to free up cash for a new home.

Equity

If the seller stands to receive a large amount of cash when they sell the property, they might be willing to negotiate on the offer price.

Interested in learning more?

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Status: Active

Tomo last checked: 02/22/2025 at 6:10 PM

Listing updated: 02/12/2025 at 3:11 PM

Listed by: DAVID HARP, COLDWELL BANKER VANGUARD REALTY Phone #: (904) 269-7117

MLS: RealMLS #2069947

RealMLS logo